Newser

The Blackmail Email Scam (part 4)

THIS THREAD IS NOW ARCHIVED, THE LATEST THREAD CAN BE FOUND HERE: https://old.reddit.com/Scams/comments/g8jqnthe_blackmail_email_scam_part_5/

TEXT, PHONE CALL, AND PHYSICAL MAIL VARIANTS ARE COVERED IN THE LATEST THREAD.

IF YOU RECEIVE A BLACKMAIL EMAIL, PLEASE REDACT THE PERSONAL INFORMATION AND POST IT AS A COMMENT ON THIS THREAD SO THAT OTHERS WHO RECEIVE THE SAME EMAIL CAN FIND IT THROUGH GOOGLE.

FIRST THREAD: https://www.reddit.com/Scams/comments/8gsjba/the_blackmail_email_scam/

SECOND THREAD: https://www.reddit.com/Scams/comments/9srjen/the_blackmail_email_scam_part_2/###

THIRD THREAD: https://old.reddit.com/Scams/comments/biv65o/the_blackmail_email_scam_part_3/

There have been many recent posts about the blackmail email scam, so I have written this post and will keep it stickied until the posts about the scam die down. If you are reading this because you have received one of these emails and you are worried, you can stop worrying. The blackmail email scam is a spam campaign that is sent out to thousands of addresses at a time. In al cases, the threats are lies and you do not have anything to worry about. In many cases, the emails will contain information about you such as your name, part or all of your phone number, and your password. The emails may also look like they were sent from your own email address. The data is gathered from data breaches, and if the email looks like it came from your account that is due to email spoofing. You can use the service Have I Been Pwned? to see if you are in any publicly known data breaches. If you receive an email that contains a password that you currently use, you should immediately change that. Current recommended password guidelines say that you should use a different, complex password for every account. You can generate and save passwords using a password manager for convenience. You should also be using two factor authentication using an app like Google Authenticator instead of receiving codes through SMS.
Here are some news articles about this scam. Here is a story from Brian Krebs, and here is a story from the New York Times.
Below are a few examples, but if you receive an email that is similar but not the same as the examples you see, that does not matter and does not mean that the email is real. The spammers constantly switch up their templates in order to bypass spam filters, so it's normal to receive an email that hasn't yet been posted online.
Hey there
So I am the hacker who cracked your email address and device a few weeks back.
You typed in your pwd on one of the sites you visited, and I intercepted that.
Here is your password from (redacted) upon time of compromise: (redacted)
Obviously you can can change it, or even already changed it.
However it won't really matter, my malware modified it every time.
Do not really try to contact me personally or find me.
Via your email, I uploaded harmful code to your Operation System.
I saved your entire contacts together with buddies, fellow workers, loved ones along with a entire history of visits to the World wide web resources.
Also I set up a Virus on your system.
You aren't my only target, I generally lock computers and ask for a ransom.
But I was hit by the web pages of romantic material that you normally stop by.
I am in shock of your own fantasies! I have never ever noticed anything at all like this!
Consequently, when you had enjoyment on piquant web-sites (you know what I am talking about!) I made screenshot with utilizing my program from your camera of yours device.
There after, I put together them to the content of the currently viewed site.
There will certainly be giggling when I send these pics to your connections!
Nevertheless I am certain you do not need this.
Therefore, I expect to have payment from you for my silence.
I feel $859 is an satisfactory price for this!
Pay with Bitcoin.
My Bitcoin wallet is xxxxxxxxxxxxxxxxxxxxxxxxxxxxx
If you do not really understand how to do this - submit in to Google 'how to transfer money to the bitcoin wallet'. It is easy.
Immediately after getting the given amount, all your files will be right away destroyed automatically. My computer virus will also get rid of itself through your operating-system.
My Trojan viruses have auto alert, so I know when this specific e mail is read.
I give you 2 days (48 hours) to make a payment.
If this does not occur - just about all your associates will get outrageous pictures from your darkish secret life and your system will be blocked as well after two days.
Do not end up being foolish!
Police or buddies won't support you for sure ...
P.S I can provide you with recommendation for the future. Do not type in your security passwords on risky web pages.
I wish for your wisdom.
Bon voyage.
Your computer device was attacked by the malicious app . Whats the trouble? I placed my malicious agent on a erotica portal, you clicked on this data and promptly adjusted the malware to your computer . The hostile program made your selfie-camera shooting and I enjoy the videotape with you dash your doodle. In next 5 hours this hostile program copied all your contacts. Right now, I receive your all your contact information and video with you masturbating, and now if you wish me to destroy all the data affect payment 350 $USD in BTC digital currency. Other way I want forward that this record to all your contacts . I forward you my Bitcoin wallet - XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX You possess 27 hours after reading. In a case if I possess transaction I am going to undo that this record once for all. I beg pardon for my mistakes- I live in China . P.S. this postal address, I have thieved it
Good day,
If you had been more careful while caressing yourself, I wouldn't worry you. I don't think that playing with yourself is very bad, but when all your colleagues, relatives and friends get a video recording of it - it is definitely bad for you.
I placed malicious software on a website for adults (with porn) which was visited by you. When the target taps on a play button, your device starts recording the screen and all cameras on your device begin to work.
Moreover, my program allows a remote desktop connection with keylogger function from the device, so I could collect all contacts from your e-mail, messengers and other social networks. I'm writing on this e-mail cuz it's your working address, so you must check it.
I suppose that three hundred twenty usd is good enough for this little misstep. I made a split screen video (recorded from your screen (u have interesting tastes ) and camera ooooooh... its awful AF)
So it's your choice. If you want me to erase this compromising evidence, use my Bitcoin wallet address: XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX You have one day after opening my message; I put a special tracking pixel in it, so when you will open it I will see. If you want me to show you the proofs, reply to this message and I will send my creation to five contacts that I got from your contacts.
P.S. You can try to complain to the police, but I don't think that they can help, the investigation will last for 5 month- I'm from Ukraine - so I dgf lmao
Hey there
So I am the hacker who cracked your email address and device a few weeks back.
You typed in your pwd on one of the sites you visited, and I intercepted that.
Here is your password from (redacted) upon time of compromise: (redacted)
Obviously you can can change it, or even already changed it.
However it won't really matter, my malware modified it every time.
Do not really try to contact me personally or find me.
Via your email, I uploaded harmful code to your Operation System.
I saved your entire contacts together with buddies, fellow workers, loved ones along with a entire history of visits to the World wide web resources.
Also I set up a Virus on your system.
You aren't my only target, I generally lock computers and ask for a ransom.
But I was hit by the web pages of romantic material that you normally stop by.
I am in shock of your own fantasies! I have never ever noticed anything at all like this!
Consequently, when you had enjoyment on piquant web-sites (you know what I am talking about!) I made screenshot with utilizing my program from your camera of yours device.
There after, I put together them to the content of the currently viewed site.
There will certainly be giggling when I send these pics to your connections!
Nevertheless I am certain you do not need this.
Therefore, I expect to have payment from you for my silence.
I feel $859 is an satisfactory price for this!
Pay with Bitcoin.
My Bitcoin wallet is xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
If you do not really understand how to do this - submit in to Google 'how to transfer money to the bitcoin wallet'. It is easy.
Immediately after getting the given amount, all your files will be right away destroyed automatically. My computer virus will also get rid of itself through your operating-system.
My Trojan viruses have auto alert, so I know when this specific e mail is read.
I give you 2 days (48 hours) to make a payment.
If this does not occur - just about all your associates will get outrageous pictures from your darkish secret life and your system will be blocked as well after two days.
Do not end up being foolish!
Police or buddies won't support you for sure ...
P.S I can provide you with recommendation for the future. Do not type in your security passwords on risky web pages.
I wish for your wisdom.
Bon voyage.
I Have YOUR code. I rule phone xxxx
I SENT this newsletter from YOUR ACCOUNT.
I look your device.
I am in daze of your sex act fantasies!
I made backup your contacts and files. I made screenshots from your digital camera of yours device.
I want 888 $ to my (Bitcoin
My )Bitcoin currency
xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
If YOU don't transaction )Bitcoin. I share my quake of your golden age of porn fantasies with your contacts!
If you do not know how to do this - enter into Google/
=how to transfer money to a Bitcoin& wallet-
Time 30 hours.
This excellent post as Subway & Dairy Queen.
Hello!
I'm a programmer who cracked your email account and device about half year ago. You entered a password on one of the insecure site you visited, and I catched it.
Of course you can will change your password, or already made it. But it doesn't matter, my rat software update it every time.
Please don't try to contact me or find me, it is impossible, since I sent you an email from your email account.
Through your e-mail, I uploaded malicious code to your Operation System. I saved all of your contacts with friends, colleagues, relatives and a complete history of visits to the Internet resources. Also I installed a rat software on your device and long tome spying for you.
You are not my only victim, I usually lock devices and ask for a ransom. But I was struck by the sites of intimate content that you very often visit.
I am in shock of your reach fantasies! Wow! I've never seen anything like this! I did not even know that SUCH content could be so exciting!
So, when you had fun on intime sites (you know what I mean!) I made screenshot with using my program from your camera of yours device. After that, I jointed them to the content of the currently viewed site.
Will be funny when I send these photos to your contacts! And if your relatives see it? BUT I'm sure you don't want it. I definitely would not want to ...
I will not do this if you pay me a little amount. I think $877 is a nice price for it!
I accept only Bitcoins. My BTC wallet: xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx
If you have difficulty with this - Ask Google "how to make a payment on a bitcoin wallet". It's easy. After receiving the above amount, all your data will be immediately removed automatically. My virus will also will be destroy itself from your operating system.
My Trojan have auto alert, after this email is looked, I will be know it!
You have 2 days (48 hours) for make a payment. If this does not happen - all your contacts will get crazy shots with your dirty life! And so that you do not obstruct me, your device will be locked (also after 48 hours)
Do not take this frivolously! This is the last warning! Various security services or antiviruses won't help you for sure (I have already collected all your data).
Here are the recommendations of a professional: Antiviruses do not help against modern malicious code. Just do not enter your passwords on unsafe sites!
I hope you will be prudent. Bye.
Same as before but they increased the amount
I got an order from someone to kill you and your family
but I am far from your house
if you still love your family, I ask you to transfer 0.1 BTC to me.
If you report this email, I will immediately kill your family.
FORWARD THIS MAIL TO WHOEVER IS IMPORTANT IN YOUR COMPANY AND CAN MAKE DECISION!
We Hacked network. We Caught Communications. We Backuped DATA And DOCUMENTS. We send this mail to you in YOUR account.
After analyzing documents. We found Illegal activity - HIDING TAXES.
That we want?
I want two (2) Bitcoin To wallet Bitcoin. 1Dz7DbQmE7SNm3C5mb9syPcctgZECcCEbL
That we do if you don't pay bitcoin?
We send these Documents and Proofs to your Tax Department.
And in this time Your network will be DDoS. Read that in this link https://en.wikipedia.org/wiki/Denial-of-service\_attack
We are locking your operation system. Our friends, WannaCry, ready start and waiting command. Read that in this link https://en.wikipedia.org/wiki/WannaCry\_ransomware\_attack
This is our guarantee, that you don't clean evidence and building a protection policy.
If you don't pay by in 7 days, attack will start.
Attack including.
1.DDOS 2.Locking operation system 3.Sending all documents in Tax Departament
Yours service going down permanently and price to stop will increase to Four (4) BTC, Price will go up one (1) BTC for every day of the attack.
This is not a joke.
Our attacks are extremely powerful - sometimes over 1 Tbps per second. And we pass CloudFlare and others remote protections! So, no cheap protection will help.
Prevent this problem all with just Two (2) BTC Pay to our wallet Bitcoin. 1Dz7DbQmE7SNm3C5mb9syPcctgZECcCEbL
AND YOU WILL NEVER AGAIN HEAR FROM US!
If you read, hear fake-experts and assure yourself that this is not true. Remember that they are not responsible and your life don't important him. Their business is to speak and make money. Your business to do and make money and stay freedom.
All mistakes in text we do specily.
Bitcoin is anonymous, nobody will ever know you cooperated.
Time started after open this mail. To track the reading of a message and the actions in it, I use the facebook pixel. Read that in this link
Hello!
I am a hacker who has access to your operating system.
I also have full access to your account.
I've been watching you for a few months now.
The fact is that you were infected with malware through an adult site that you visited.
If you are not familiar with this, I will explain.
Trojan Virus gives me full access and control over a computer or other device.
This means that I can see everything on your screen, turn on the camera and microphone, but you do not know about it.
I also have access to all your contacts and all your correspondence.
Why your antivirus did not detect malware?
Answer: My malware uses the driver, I update its signatures every 4 hours so that your antivirus is silent.
I made a video showing how you satisfy yourself in the left half of the screen, and in the right half you see the video that you watched.
With one click of the mouse, I can send this video to all your emails and contacts on social networks.
I can also post access to all your e-mail correspondence and messengers that you use.
If you want to prevent this,
transfer the amount of $500 to my bitcoin address (if you do not know how to do this, write to Google: "Buy Bitcoin").
My bitcoin address (BTC Wallet) is: x
After receiving the payment, I will delete the video and you will never hear me again.
I give you 50 hours (more than 2 days) to pay.
I have a notice reading this letter, and the timer will work when you see this letter.
Filing a complaint somewhere does not make sense because this email cannot be tracked like my bitcoin address.
I do not make any mistakes.
If I find that you have shared this message with someone else, the video will be immediately distributed.
Best regards.
Hey, I know your password is:
Your computer was infected with my malware, RAT (Remote Administration Tool), your browser wasn't updated / patched, in such case it's enough to just visit some website where my iframe is placed to get automatically infected, if you want to find out more - Google: "Drive-by exploit".
My malware gave me full access and control over your computer, meaning, I got access to all your accounts (see password above) and I can see everything on your screen, turn on your camera or microphone and you won't even notice about it.
I collected all your private data and I was spying on you, I RECORDED (through your webcam) embarrassing moments of you, you know what I mean!
After that I removed my malware to not leave any traces.
I can publish all your private data everywhere and I can send the videos to all your contacts, post it on social network, publish it on the whole web, including the darknet, where the sick people are!
Only you can prevent me from doing this and only I can help you out in this situation.
Transfer exactly 1200$ with the current bitcoin (BTC) price to my bitcoin address.
It's a very good offer, compared to all that horrible shit that will happen if I publish everything!
You can easily buy bitcoin here: www.paxful.com , www.coingate.com , www.coinbase.com , or check for bitcoin ATM near you, or Google for other exchanger. You can send the bitcoin directly to my address, or create your own wallet first here: www.login.blockchain.com/en/#/signup/ , then receive and send to mine.
My bitcoin address is:
Copy and paste my address, it's (cAsE-sEnSEtiVE)
I give you 3 days time to transfer the bitcoin!
As I got access to this email account, I will know if this email has already been read. If you get this email multiple times, it's to make sure you read it and after payment you can ignore it. After receiving the payment, I will remove everything and you can life your live in peace like before.
Next time update your browser before browsing the web!
НЕLLО!
I’m going to cut to thе chӓsе.I know ӓbout thе sеcrеt you ӓrе kееping from your wifе.Morе importӓntly,I hӓvе еvidеncе of whӓt you hӓvе bееn hiding.I won’t go into thе spеcifics hеrе in cӓsе your wifе intеrcеpts this,but you know whӓt I ӓm tӓlking ӓbout.
You don’t know mе pеrsonӓlly ӓnd nobody hirеd mе to look into you.Nor did I go out looking to burn you.It’s just your bӓd luck thӓt I stumblеd ӓcross your misӓdvеnturеs whilе.I thеn put in morе timе thӓn I probӓbly should hӓvе looking into your lifе.Frӓnkly,I ӓm rеӓdy to forgеt ӓll ӓbout you ӓnd lеt you gеt on with your lifе.And I ӓm going to givе you two options thӓt will ӓccomplish thӓt vеry thing.Thosе two options ӓrе to еithеr ignorе this lеttеr,or simply pӓy mе $822.Lеt’s еxӓminе thosе two options in morе dеtӓil.
Option 1 is to ignorе this lеttеr.Lеt mе tеll you whӓt will hӓppеn if you chosе this pӓth.I will tӓkе this еvidеncе ӓnd sеnd it to your wifе. And ӓs insurӓncе ӓgӓinst you intеrcеpting it bеforе your wifе gеts it,I will ӓlso sеnd copiеs to hеr friеnds ӓnd fӓmily.So,Evеn if you dеcidе to comе clеӓn with your wifе,it won’t protеct hеr from thе humiliӓtion shе will fееl whеn hеr friеnds ӓnd fӓmily find out your sordid dеtӓils from mе.
Option 2 is to pӓy mе $822.Wе’ll cӓll this my ‘confidеntiӓlity fее.’Now lеt mе tеll you whӓt hӓppеns if you choosе this pӓth.Your sеcrеt rеmӓins your sеcrеt.You go on with your lifе ӓs though nonе of this еvеr hӓppеnеd.Though you mӓy wӓnt to do ӓ bеttеr job ӓt kееping your misdееds sеcrеt in thе futurе.
At this point you mӓy bе thinking,‘I’ll just go to thе cops.’Which is why I hӓvе tӓkеn stеps to еnsurе this lеttеr cӓnnot bе trӓcеd bӓck to mе.So thӓt won’t hеlp,ӓnd it won’t stop thе еvidеncе from dеstroying your lifе.I’m not looking to brеӓk your bӓnk.I just wӓnt to bе compеnsӓtеd for thе timе I put into invеstigӓting you. $822 will closе thе books on thӓt.
Lеt’s ӓssumе you hӓvе dеcidеd to mӓkе ӓll this go ӓwӓy ӓnd pӓy mе thе confidеntiӓlity fее.In kееping with my strӓtеgy to not go to jӓil,wе will not mееt in pеrson ӓnd thеrе will bе no physicӓl еxchӓngе of cӓsh.You will pӓy mе ӓnonymously using bitcoin.If you wӓnt to kееp your sеcrеt thеn sеnd $822 in bitcoin to thе Rеcеiving Bitcoin Addrеss listеd bеlow.Pӓymеnt must bе rеcеivеd within 1 dӓys of thе post.
You should mӓkе ӓ trӓnsӓction of using bitcoins (cryptocurrеnsy): x
[Bitcoin dеtӓils]
Tеll no onе whӓt you will bе using thе bitcoin for or thеy mӓy not givе it to you.Thе procеdurе to obtӓin bitcoin cӓn tӓkе ӓ dӓy or two so do not put it off.Agӓin pӓymеnt must bе rеcеivеd within 1 dӓys of this lеttеr’s post mӓrkеd dӓtе.If I don’t rеcеivе thе bitcoin by thе dеӓdlinе,I will go ӓhеӓd ӓnd rеlеӓsе thе еvidеncе to еvеryonе.If you go thӓt routе,thеn thе lеӓst you could do is tеll your wifе so shе cӓn comе up with ӓn еxcusе to prеpӓrе hеr friеnds ӓnd fӓmily bеforе thеy find out.Thе clock is ticking.
And here are some common keywords used in the email so that this thread can be found by people Googling the email:
"Marlware, international hacker group, No‌ p‌erso‌n has co‌mp‌ensat‌ed, very o‌wn vid‌eo‌ cli‌p, software on the adult, porno sitio, one of your pass word, .br, specific pixel, sexual content web portal, a malware on the adult, a malware on the, double-screen, is a reasonable price tag for our little secret, you have a good taste lmao, I placed a malware on the adult vids, your browser began operating as a RDP, had been abusing yourself in front of computer display, you are one of those people that downloaded the malicious, I made a split-screen video, While you were watching the video, your web browser acted as, malware on the porn website and guess what, an unique pixel, you jerked off while watching an online video, When you pressed the play button the virus begins saving all the things thru, ja.scr, My malicious soft started your front cam, and also send the video link to all of yourfriends, I infected your gadget with a malware and now, AnywaysI downloaded all contacts, my program quickly got into your system, To a time where you jerk off watching","For the present moment I have at my disposal all, When you arouse sexually watching porno, In such a way all needed compromising material and contact, All information to yours SNSs user accounts, You watched sexual content portal and toss","Hello! WannaCry is back! All your, in front of the screen browsing adult stuff, As you flog the dummy watching, U are going to be offered 5 days after checking this notice, RAT 68006, the damnific malware, pastime and entertainment there, not my single victim, beat the dummy, buff the muffin, choke a chicken, front camera capturing video, with you frigging, with you chaturbating, with you masturbating, web digicam, U are going to have 5 dayss, i utilize just hacked wi, pressured this trojan to, glue a pair of videos, glue two videos, the RAT, if you want me to destroy this whole video, downloaded all contacts from your computer, your list of contacts or relatives will, I made a video that shows how you masturbate, hacked you through a virus in an ad on a porn website, my illiteracy, nоt mind on my illiterаcy, I рilfered all рrivy bаckground, videоtaре with yоur masturbаtion, my delеtеrious soft, cаmеra shооt the videоtaрe, you sеlf-аbusing, Differently I will send the video to all your colleagues and friends, your front-camera made the videotape with you self-abusing, RAT 98390 malware, the minute you went to one adult page, information to contact info I discovered on your devices and remember there is a lot of these, not including Double VPN As a result, I forced my malware to hook up to a mic, web camera and catch the video from it, poisoned a number of adult sites, video clip to fit on a single tv screen, This letter has invisible monitoring program inside and i will be aware of when you are going to check, doing ur stuff and a clip u jerked to, the investigation will last, I uploaded our malicious program on your device, furthermore malware saved exactly the video you chose, its a record with your wanking, friends will see u taking proper care of yourself, Your system is controlled by the malicious program, If you were more careful while playing with yourself, that whacking off to adult web-sites is, adult website which was poisoned with my malware, nor i think that jerking off to porn sites is really a gross thing, so I dgf lmao, proof just reply to this email with, if you want me to destroy all this compromising evidence, will send your video to 5 contacts, amount in Usd that can cope with this scenario, You are welcome to contact your local authorities, If you want proof, reply with, i pride myself in being apart of an internet group, so i dgf, I take good care of my being anonymous, information related to the RAT virus, been able get in to all ur units, to all of your contacts including, search engines like goo, case sensitive, so copy,, and at this moment I, It is a non-nego, don't waste my perso, thi s mes, back while visiting, showe ring, what should you do ?, porno webpage, this embarrassing situation, navigated to the page, bare-assed, on well-known websites and publications, I got an order from someone to kill you and your family, immediately kill your family, is an explosive device, My mercenary is, explosive device detonates, triggered your webcam, piquant websites, my exploit downloaded, replenish btc wallet, i‌nstanta‌neo‌usly ‌erase, actua‌l r‌eco‌rded ma‌t‌eri‌al, n‌egl‌ect this ‌ema‌i‌l, my RAT trojan, video you jerked, I used keylogger, your disk dump, malware intercepts, installed a malware, remo‌v‌e yo‌ur vi‌deo‌ fo‌o‌ta‌ge, RAT onto your computer, greasy stimulating actions, excentric preferrables, porn web-page, to your Tax Department, network will be DDoS, friends, WannaCry, building a protection policy, in Tax Departament, Yours service going, we pass CloudFlare, hear fake-experts, backuped phone, -1663, of your joys, digits your phone, (porno), BIG pervert, both files and scale, naughty video clips, Soy un hacker, I installed spyware, n website with teen, malware on the porn website, very own recorded material""Marlware, international hacker group, No‌ p‌erso‌n has co‌mp‌ensat‌ed, very o‌wn vid‌eo‌ cli‌p, software on the adult, porno sitio, one of your pass word, specific pixel, sexual content web portal, a malware on the adult, a malware on the, double-screen, is a reasonable price tag for our little secret, you have a good taste lmao, I placed a malware on the adult vids, your browser began operating as a RDP, had been abusing yourself in front of computer display, you are one of those people that downloaded the malicious, I made a split-screen video, While you were watching the video, your web browser acted as, malware on the porn website and guess what, an unique pixel, you jerked off while watching an online video, When you pressed the play button the virus begins saving all the things thru, ja.scr, My malicious soft started your front cam, and also send the video link to all of yourfriends, I infected your gadget with a malware and now, AnywaysI downloaded all contacts, my program quickly got into your system, To a time where you jerk off watching","For the present moment I have at my disposal all, When you arouse sexually watching porno, In such a way all needed compromising material and contact, All information to yours SNSs user accounts, You watched sexual content portal and toss","Hello! WannaCry is back! All your, in front of the screen browsing adult stuff, As you flog the dummy watching, U are going to be offered 5 days after checking this notice, RAT 68006, the damnific malware, pastime and entertainment there, not my single victim, beat the dummy, buff the muffin, choke a chicken, front camera capturing video, with you frigging, with you chaturbating, with you masturbating, web digicam, U are going to have 5 dayss, i utilize just hacked wi, pressured this trojan to, glue a pair of videos, glue two videos, the RAT, if you want me to destroy this whole video, downloaded all contacts from your computer, your list of contacts or relatives will, I made a video that shows how you masturbate, hacked you through a virus in an ad on a porn website, my illiteracy, nоt mind on my illiterаcy, I рilfered all рrivy bаckground, videоtaре with yоur masturbаtion, my delеtеrious soft, cаmеra shооt the videоtaрe, you sеlf-аbusing, Differently I will send the video to all your colleagues and friends, your front-camera made the videotape with you self-abusing, RAT 98390 malware, the minute you went to one adult page, information to contact info I discovered on your devices and remember there is a lot of these, not including Double VPN As a result, I forced my malware to hook up to a mic, web camera and catch the video from it, poisoned a number of adult sites, video clip to fit on a single tv screen, This letter has invisible monitoring program inside and i will be aware of when you are going to check, doing ur stuff and a clip u jerked to, the investigation will last, I uploaded our malicious program on your device, furthermore malware saved exactly the video you chose, its a record with your wanking, friends will see u taking proper care of yourself, Your system is controlled by the malicious program, If you were more careful while playing with yourself, that whacking off to adult web-sites is, adult website which was poisoned with my malware, nor i think that jerking off to porn sites is really a gross thing, so I dgf lmao, proof just reply to this email with, if you want me to destroy all this compromising evidence, will send your video to 5 contacts, amount in Usd that can cope with this scenario, You are welcome to contact your local authorities, If you want proof, reply with, i pride myself in being apart of an internet group, so i dgf, I take good care of my being anonymous, information related to the RAT virus, been able get in to all ur units, to all of your contacts including, search engines like goo, case sensitive, so copy,, and at this moment I, It is a non-nego, don't waste my perso, thi s mes, back while visiting, showe ring, what should you do ?, porno webpage, this embarrassing situation, navigated to the page, bare-assed, on well-known websites and publications, I got an order from someone to kill you and your family, immediately kill your family, is an explosive device, My mercenary is, explosive device detonates, triggered your webcam, piquant websites, my exploit downloaded, replenish btc wallet, i‌nstanta‌neo‌usly ‌erase, actua‌l r‌eco‌rded ma‌t‌eri‌al, n‌egl‌ect this ‌ema‌i‌l, my RAT trojan, video you jerked, I used keylogger, your disk dump, malware intercepts, installed a malware, remo‌v‌e yo‌ur vi‌deo‌ fo‌o‌ta‌ge, RAT onto your computer, greasy stimulating actions, excentric preferrables, porn web-page, to your Tax Department, network will be DDoS, friends, WannaCry, building a protection policy, in Tax Departament, Yours service going, we pass CloudFlare, hear fake-experts, backuped phone, -1663, of your joys, digits your phone, (porno), BIG pervert, both files and scale, naughty video clips, Soy un hacker, I installed spyware, n website with teen, malware on the porn website, very own recorded material"
submitted by EugeneBYMCMB to Scams [link] [comments]

[USA-FL] [H] Console games, SNES, NES, Genesis, PSX, Ps2, XBX, GCN, More! [W] PayPal, Crypto, Cash App, Local Cash

There will be new stuff coming today, starting with a couple items of this sort, remember I am negotiable. I also added more PSX stuff below:

Zelda Oracle of Ages Brand New/Sealed - 600 Shipped
Zelda Oracle of Seasons Brand New/Sealed - 700 shipped
Or Both for 1200 Shipped.

I am negotiable on price with these, please don't be afraid to offer, and remember, paying with crypto = discount.
Higher quality items coming as soon as today, but as late as Sunday. Going to try my best but I do work all weekend this time also. But short shifts. So this is just a taste of what's coming.

This is a cross post - selling on a couple of other forums as well but thought perhaps this one may have more exposure. Thusly, cross feedback is available on these aforementioned platforms. That said, I understand I am new HERE.
If anyone needs to get ahold of me for any reason pertinent or otherwise, PM me, I am here. Will be adding more soon and will try to evaluate prices, but no guarantee on a timely manner of that, offer if you see something you like. I understand some of the brand new and sealed stuff is better for eBay - but trying here first.
I will consider all offers! Will ship international, worldwide!
Offers entertained and encouraged. Paypal accepted, Bitcoin or major alts strongly preferred.
WTS:

Guides:
https://postimg.cc/xk97rqfk
Half Life 2 - 8 shipped
Killer 7 - 35
Mario Tennis 64 - 15
Metroid Prime/Fusion - 20
Metal Gear Solid Official Mission Handbook - 25
Conker's Bad Fur Day - 40
Banjo-Tooie - 25 shipped
Myst V - 25
Musashi: Samurai Legend - 15
Ultimate Spider Man - 12
Arc the Lad: End of Darkness - 25

PSX:
Alundra 2 - Sealed, 80 shipped.
Beyond the Beyond - Complete, 35 shipped.
DDR Konamix - Complete near mint, 15 shipped.
Dragon Quest VII - Complete (small crack on case otherwise amazing shape, personally owned since launch), - 80
Dragon Quest VII - New/Sealed, 160 shipped
Final Fantasy Origins - Sealed, 60 shipped.
Legend of Legaia - Complete, very good shape - 60
O.D.T. Escape or Die Trying - Complete, 8 shipped.
Persona PSX - Complete - 300 Shipped OBO
Puzzle Star Sweep - Complete, 11 shipped.
Saga Frontier II - Complete, 70 shipped
Tales of Destiny II - Complete/Mint (great shape really) - 150 OBO
Vanguard Bandits PSX - Complete, 150 Shipped
Xenogears PSX - Complete, - 100 Shipped
Ps3:
Resident Evil 5 - Used, complete, 10 shipped.
Ps2:
Fantavision - New/sealed 18 shipped.
Ultimate Spiderman - Complete, 16 shipped.
Prince of Persia Warrior Within - Complete, 9 shipped.
Super Bust a Move - Complete, 8 shipped.
Tekken Tag Tournament - Complete, 6 shipped.
SSX Tricky - Complete, some scuffing on the case, 12 shipped.
Armored Core 2 - Complete, 8 shipped.
Dynasty Warriors 3 - Complete, 11 shipped.
The Bouncer - New/Sealed, offer.
Dynasty Warriors 4 - Complete, 8 shipped.
Auto Modellista - Complete, 7 shipped.
Jet X20 - Complete, 5 shipped.
Ring of Red - Complete, 19 shipped.
Phantom Brave - New/Sealed, 28 shipped (also have guide which can be worked into the deal somehow).
RPG Maker II - New/Sealed, 40 shipped.
Bombastic - New/sealed, 14 shipped.
Mad Maestro - New/sealed, 12 shipped.
SSX - Complete, 10 shipped.
Dragonball Z: Budokai - Complete, 12 shipped.
Ready 2 Rumble: Round 2 - Complete, 6 shipped.
Kessen - Complete, 6 shipped.
Big Mutha Truckers - Complete, take it.
Guitar Hero - Game / case / manual only, 5 shipped.
Virtua Fighter 4: Evolution - Complete, 7 shipped.
32X:
NBA Jam T.E. - 12 shipped.
Gamecube:
007 Agent Under Fire - Complete, 8 shipped.
Final Fantasy Crystal Chronicles JPN - Complete, 13 shipped.
Fire Emblem Path of Radiance - New/SEALED, 300 shipped.
Legend of Zelda Master Quest Bonus Disc (Full Ocarina Game/Master Quest game on Gamecube) - New/sealed 90 shipped.
Phantasy Star Online Episode I & II - Complete, 50 shipped.
Resident Evil: CODE Veronica - New/SEALED, 125 shipped ( would consider straight trade for other sealed RE games or something similar)
Spiderman 2 - Used, complete, 10 shipped.
Star Wars Rogue Squadron: Rebel Strike Preview Disc - Complete, 18 shipped.
Tom Clancey's Splinter Cell - Complete, 10 shipped.
Super Nintendo:
Final Fantasy Mystic Quest - 18 shipped.
JPN Aladdin - Whatever
JPN NBA Jam - Whatever
MegaMan X - 30 shipped
Pac Man 2 Adventures of Pac Man - 6 shipped.
Populous - 5 shipped.
Super Empire Strikes Back - 10 shipped.
Super Mario World - 14 shipped
Super Mario World - 15 shipped.
Super Return of the Jedi - 12 shipped.
Super Star Wars - 10 shipped.
Taz Mania - 7 shipped.
Genesis:
Aladdin - 10 shipped.
Altered Beast - 7 shipped.
Bernstein Bear: Camping Adventure - 7 shipped.
Chester Cheetah: Too Cool to Fool - 8 shipped.
Desert Demolition (Road RunneCoyote) - 6 shipped.
Ecco the Dolphin - 6 shipped.
Hook - 5 shipped.
Jurassic Park: Rampage Edition - 6 shipped.
Lion King (x2) - 9 shipped.
Maximum Carnage - Red cart, 12 shipped.
Mig-29 Fighter Pilot - 7 shipped.
Mortal Kombat - 6 shipped.
Mystic Defender - 9 shipped.
NBA Jam - 7 shipped.
NFL 98 - 6 shipped.
Olympic Summer Games - 6 shipped.
Power Rangers - 7 shipped.
Road Rash - 18 shipped.
Shadow Dancer The Secret of Shinobi - Tear on label, 8 shipped.
Shining in the Darkness - 18 shipped.
Sonic 2 (x3) - 6 shipped.
Sonic the Hedgehog (x3) - 7 shipped.
Space Harrier II - 11 shipped.
Street Fighter II Special Championship Edition - 9 shipped.
Tecmo Super Bowl - 11 shipped.
Toy Story - 9 shipped.
Virtua Racing - 10 shipped.
WeaponLord - 11 shipped.
Williams Arcade's Greatest Hits - 8 shipped.
Winter Olympic Games - 7 shipped
World of Illusion Starring Donald Duck and Mickey - 10 shipped.
X-Men - 9 shipped.
X-Men -Box/cart - 15 shipped.
NES:
Battle Chess - 8 shipped.
Castlequest - 10 shipped.
Classic Concentration - 8 shipped.
Cobra Triangle - 9 shipped.
Double Dragon - 13 shipped.
Double Dragon III - 20 shipped.
Faxanadu - 13 shipped.
Final Fantasy - 20 shipped.
Galaga - 12 shipped.
Gauntlet II - 13 shipped.
Ghosts 'N Goblins - 12 shipped.
Hydlide - 7 shipped.
Indiana Jones Temple of Doom (black cart) - 12 shipped
Iron Sword - 6 shipped.
Jeopardy! - 6 shipped.
Legacy of the Wizard - 10 shipped.
Lode Runner - 10 shipped.
Mario 3 - 15 shipped.
Mario Bros / Duck Hunt - 7 shipped.
Mission Impossible - 7 shipped.
Monopoly - 7 shipped.
Mystery Quest - 8 shipped.
Renegade - 8 shipped.
Robocop - 7 shipped.
Rolling Thunder - 8 shipped.
Rush 'n Attack - 7 shipped.
Shinobi - 18 shipped.
Strider - 8 shipped.
Super Pitfall - 10 shipped.
T&C Surf Design - 10 shipped.
Tecmo Bowl - 14 shipped.
Teenage Mutant Ninja Turtles (x2) - 10 shipped.
The Black Bass - 8 shipped.
Time Lord - 7 shipped.
Yoshi's Cookie - 8 shipped.
Nintendo 64:
Army Men: Sarge's Heroes - 12 shipped.
JPN Yoshi' Story - 15 shipped.
Lego Racers - 15 shipped
Lode Runner 3D - 10 shipped.
Mario 64 - 25 shipped
Quest 64 - 15 shipped.
Rogue Squadron (x2) - 15 shipped
Turok Rage Wars Black Cart - 14 shipped
Wave Race - 8 shipped
360:
Assassin's Creed - Used, complete, 10 shipped.
Devil May Cry 4 - Complete, 10 shipped.
Halo ODST + Forza 3 Combo - Complete, 12 shipped.
Halo Ultimate Companion DVD (x2) - 10 shipped.
Last Remnant - Used, complete, 10 shipped.
Perfect Dark Zero - Complete, 9 shipped.
Rainbow Six: Vegas - Complete, 8 shipped.
Xbox:
Armed and Dangerous - Complete, 10 shipped.
Guilty Gear X2 Reload - Complete, 8 shipped.
Star Wars Clone Wars / Tetris Worlds (x3) - New/Sealed - 25 shipped.
Toejam and Earl III - New/Sealed, offer.
Dreamcast:
NBA 2K1 - Complete, 6 shipped.
Seventh Cross Evolution - Complete, 25 shipped.
Spec Ops II: Omega Squad - Complete, 10 shipped.
Test Drive LE Mans - Complete, 10 shipped.
DS:
Feel the Magic - Used/complete, 9 shipped.
Magnetica - New/sealed 25 shipped
Ping Pals - Complete, 6 shipped.
Touch Detective - New/sealed - 35 shipped
Trace Memory - New/sealed - 40 shipped
Trace Memory - Complete/mint - 20 shipped

Consoles:
https://postimg.cc/gallery/2bxenhwp0/
Just a random quick assortment, but I have many systems from many generations, just let me know what you're after (IE console only, or with hookups, or with controller, etc and I will check my inventory and see what we can work out on a case by case basis.)
I'll take PayPal, but I really prefer Bitcoin/Stellar and major altcoins and may be more willing to flex price when receiving crypto.
More coming...
Also, when offering in comments or message, please specify what for of payment as it may have a determination of my response (IE preferring crypto, I may go a little lower than USD and traditional payment gateways).
I think I purged everything I sold so far here and on eBay/forums, should be accurate.
Completed trades thread:
https://www.reddit.com/mushroomkingdom/comments/9b0tx7/ugameliquidator_completed_sale_thread/

https://www.reddit.com/mushroomkingdom/comments/c7e290/ugameliquidator_completed_sale_thread_2/
submitted by GameLiquidator to GameSale [link] [comments]

[USA-FL] [H] Console games, SNES, NES, Genesis, PSX, Ps2, XBX, GCN, Handhelds, More! [W] PayPal, Crypto, Cash App, Local Cash

Still pruning through to add more items, will always try to highlight latest stuff at the top first then work it into the list. All prices include shipping at any point.


GBA:
Dragon Warrior Monsters 2 Cobi's Journey - New/sealed, 90 shipped.
DS:
Nintendogs Best Friends Edition Teal System - New/Sealed - 650 shipped.
Castlevania Portrait of Ruin Complete/mint - 40
Suikoden Tierkreis Complete/some wear on plastic of front face, but very good shape overall. - 30
3DS:
Smash Bros 3DS Mint/Complete - 20
PSP:
Legend of Heroes: Trails in the Sky Premium Edition New/Sealed - 120

360:
Panzer Dragoon Orta - 35

Misc: ArtFx Yuna FF X-2 soft vinyl figure - New/sealed, 100 shipped (looks like this https://postimg.cc/Th2wVq17 - this is not my photo but will provide upon any request).

I am negotiable on price with these, please don't be afraid to offer, and remember, paying with crypto = discount.
This is a cross post - selling on a couple of other forums as well but thought perhaps this one may have more exposure. Thusly, cross feedback is available on these aforementioned platforms. That said, I understand I am new HERE.
If anyone needs to get ahold of me for any reason pertinent or otherwise, PM me, I am here. Will be adding more soon and will try to evaluate prices, but no guarantee on a timely manner of that, offer if you see something you like. I understand some of the brand new and sealed stuff is better for eBay - but trying here first.
Offers entertained and encouraged. Paypal accepted, Bitcoin or major alts strongly preferred. Will ship international, worldwide!
WTS:
Guides:
https://postimg.cc/xk97rqfk
Half Life 2 - 8 shipped
Killer 7 - 35
Mario Tennis 64 - 15
Metroid Prime/Fusion - 20
Metal Gear Solid Official Mission Handbook - 25
Metal Gear Solid 3: Snake Eater Guide/Hardback version w/ art - New/Sealed, 40 shipped
Conker's Bad Fur Day - 40
Banjo-Tooie - 25 shipped
Myst V - 25
Musashi: Samurai Legend - 15
Ultimate Spider Man - 12
Arc the Lad: End of Darkness - 25
PSX:
Alundra 2 - Sealed, 80 shipped.
Beyond the Beyond - Complete, 35 shipped.
DDR Konamix - Complete near mint, 15 shipped.
Dragon Quest VII - Complete (small crack on case otherwise amazing shape, personally owned since launch), - 80
Dragon Quest VII - New/Sealed, 160 shipped
Final Fantasy Origins - Sealed, 60 shipped.
Legend of Legaia - Complete, very good shape - 60
O.D.T. Escape or Die Trying - Complete, 8 shipped.
Persona PSX - Complete - 300 Shipped OBO
Puzzle Star Sweep - Complete, 11 shipped.
RPG Maker - Complete, mint - 20 shipped.
Saga Frontier II - Complete, 70 shipped
Tales of Destiny II - Complete/Mint (great shape really) - 150 OBO
Vanguard Bandits PSX - Complete, 150 Shipped
Xenogears PSX - Complete, - 100 Shipped
Ps3:
Resident Evil 5 - Used, complete, 10 shipped.
Ps2:
Fantavision - New/sealed 18 shipped.
Ultimate Spiderman - Complete, 16 shipped.
Prince of Persia Warrior Within - Complete, 9 shipped.
Super Bust a Move - Complete, 8 shipped.
Tekken Tag Tournament - Complete, 6 shipped.
SSX Tricky - Complete, some scuffing on the case, 12 shipped.
Armored Core 2 - Complete, 8 shipped.
Dynasty Warriors 3 - Complete, 11 shipped.
The Bouncer - New/Sealed, offer.
Dynasty Warriors 4 - Complete, 8 shipped.
Auto Modellista - Complete, 7 shipped.
Jet X20 - Complete, 5 shipped.
Ring of Red - Complete, 19 shipped.
Phantom Brave - New/Sealed, 28 shipped (also have guide which can be worked into the deal somehow).
RPG Maker II - New/Sealed, 40 shipped.
Bombastic - New/sealed, 14 shipped.
Mad Maestro - New/sealed, 12 shipped.
SSX - Complete, 10 shipped.
Dragonball Z: Budokai - Complete, 12 shipped.
Ready 2 Rumble: Round 2 - Complete, 6 shipped.
Kessen - Complete, 6 shipped.
Big Mutha Truckers - Complete, take it.
Guitar Hero - Game / case / manual only, 5 shipped.
Virtua Fighter 4: Evolution - Complete, 7 shipped.
32X:
NBA Jam T.E. - 12 shipped.
Gamecube:
007 Agent Under Fire - Complete, 8 shipped.
Final Fantasy Crystal Chronicles JPN - Complete, 13 shipped.
Fire Emblem Path of Radiance - New/SEALED, 300 shipped.
Legend of Zelda Master Quest Bonus Disc (Full Ocarina Game/Master Quest game on Gamecube) - New/sealed 90 shipped.
Phantasy Star Online Episode I & II - Complete, 50 shipped.
Resident Evil: CODE Veronica - New/SEALED, 125 shipped ( would consider straight trade for other sealed RE games or something similar)
Spiderman 2 - Used, complete, 10 shipped.
Star Wars Rogue Squadron: Rebel Strike Preview Disc - Complete, 18 shipped.
Tom Clancey's Splinter Cell - Complete, 10 shipped.
Super Nintendo:
Final Fantasy Mystic Quest - 18 shipped.
JPN Aladdin - Whatever
JPN NBA Jam - Whatever
Killer Instinct - New/sealed - 130 shipped.
MegaMan X - 30 shipped
Pac Man 2 Adventures of Pac Man - 6 shipped.
Populous - 5 shipped.
Super Empire Strikes Back - 10 shipped.
Super Mario World - 14 shipped
Super Mario World - 15 shipped.
Super Return of the Jedi - 12 shipped.
Super Star Wars - 10 shipped.
Taz Mania - 7 shipped.
Genesis:
Aladdin - 10 shipped.
Altered Beast - 7 shipped.
Bernstein Bear: Camping Adventure - 7 shipped.
Chester Cheetah: Too Cool to Fool - 8 shipped.
Desert Demolition (Road RunneCoyote) - 6 shipped.
Ecco the Dolphin - 6 shipped.
Hook - 5 shipped.
Jurassic Park: Rampage Edition - 6 shipped.
Lion King (x2) - 9 shipped.
Maximum Carnage - Red cart, 12 shipped.
Mig-29 Fighter Pilot - 7 shipped.
Mortal Kombat - 6 shipped.
Mystic Defender - 9 shipped.
NBA Jam - 7 shipped.
NFL 98 - 6 shipped.
Olympic Summer Games - 6 shipped.
Power Rangers - 7 shipped.
Road Rash - 18 shipped.
Shadow Dancer The Secret of Shinobi - Tear on label, 8 shipped.
Shining in the Darkness - 18 shipped.
Sonic 2 (x3) - 6 shipped.
Sonic the Hedgehog (x3) - 7 shipped.
Space Harrier II - 11 shipped.
Street Fighter II Special Championship Edition - 9 shipped.
Tecmo Super Bowl - 11 shipped.
Toy Story - 9 shipped.
Virtua Racing - 10 shipped.
WeaponLord - 11 shipped.
Williams Arcade's Greatest Hits - 8 shipped.
Winter Olympic Games - 7 shipped
World of Illusion Starring Donald Duck and Mickey - 10 shipped.
X-Men - 9 shipped.
X-Men -Box/cart - 15 shipped.
NES:
Battle Chess - 8 shipped.
Castlequest - 10 shipped.
Classic Concentration - 8 shipped.
Cobra Triangle - 9 shipped.
Double Dragon - 13 shipped.
Double Dragon III - 20 shipped.
Faxanadu - 13 shipped.
Final Fantasy - 20 shipped.
Galaga - 12 shipped.
Gauntlet II - 13 shipped.
Ghosts 'N Goblins - 12 shipped.
Hydlide - 7 shipped.
Indiana Jones Temple of Doom (black cart) - 12 shipped
Iron Sword - 6 shipped.
Jeopardy! - 6 shipped.
Legacy of the Wizard - 10 shipped.
Lode Runner - 10 shipped.
Mario 3 - 15 shipped.
Mario Bros / Duck Hunt - 7 shipped.
Mission Impossible - 7 shipped.
Monopoly - 7 shipped.
Mystery Quest - 8 shipped.
Renegade - 8 shipped.
Robocop - 7 shipped.
Rolling Thunder - 8 shipped.
Rush 'n Attack - 7 shipped.
Shinobi - 18 shipped.
Strider - 8 shipped.
Super Pitfall - 10 shipped.
T&C Surf Design - 10 shipped.
Tecmo Bowl - 14 shipped.
Teenage Mutant Ninja Turtles (x2) - 10 shipped.
The Black Bass - 8 shipped.
Time Lord - 7 shipped.
Yoshi's Cookie - 8 shipped.
Nintendo 64:
Army Men: Sarge's Heroes - 12 shipped.
JPN Yoshi' Story - 15 shipped.
Lego Racers - 15 shipped
Lode Runner 3D - 10 shipped.
Mario 64 - 25 shipped
Quest 64 - 15 shipped.
Rogue Squadron (x2) - 15 shipped
Turok Rage Wars Black Cart - 14 shipped
Wave Race - 8 shipped
360:
Assassin's Creed - Used, complete, 10 shipped.
Devil May Cry 4 - Complete, 10 shipped.
Halo ODST + Forza 3 Combo - Complete, 12 shipped.
Halo Ultimate Companion DVD (x2) - 10 shipped.
Last Remnant - Used, complete, 10 shipped.
Perfect Dark Zero - Complete, 9 shipped.
Panzer Dragoon Orta - Complete, sticker residue on rear and light indentation, 35 shipped.
Rainbow Six: Vegas - Complete, 8 shipped.
Xbox:
Armed and Dangerous - Complete, 10 shipped.
Guilty Gear X2 Reload - Complete, 8 shipped.
Star Wars Clone Wars / Tetris Worlds (x3) - New/Sealed - 25 shipped.
Toejam and Earl III - New/Sealed, offer.
Dreamcast:
NBA 2K1 - Complete, 6 shipped.
Seventh Cross Evolution - Complete, 25 shipped.
Spec Ops II: Omega Squad - Complete, 10 shipped.
Test Drive LE Mans - Complete, 10 shipped.
PSP:
Legend of Heroes: Trails in the Sky Premium Edition - New/Sealed, 120 shipped
Tactics Ogre: Let Us Cling Together - New/Sealed with Tarot Cards included, 200 shipped.
DS:
Nintendogs Best Friends Edition Teal System - New/Sealed - 650 shipped.
Castlevania Portrait of Ruin - Complete/mint, 40
Feel the Magic - Used/complete, 9 shipped
Magnetica - New/sealed, 25 shipped
Ping Pals - Complete, 6 shipped
Suikoden Tierkreis Complete/some wear on plastic of front face, but very good shape overall, 30 shipped
Touch Detective - New/sealed, 35 shipped
Trace Memory - New/sealed, 40 shipped
Trace Memory - Complete/mint, 20 shipped
3DS:
Smash Bros 3DS - Mint/Complete, 20 shipped
GBA:
Dragon Warrior Monsters 2 Cobi's Journey - New/sealed, 90 shipped.
Mario Kart: Super Circuit - Complete/mint, 40 shipped.
Zelda Oracle of Ages Brand New/Sealed - 600 Shipped
Zelda Oracle of Seasons Brand New/Sealed - 700 shipped
Or Both for 1200 Shipped.


Consoles:
https://postimg.cc/gallery/2bxenhwp0/
Just a random quick assortment, but I have many systems from many generations, just let me know what you're after (IE console only, or with hookups, or with controller, etc and I will check my inventory and see what we can work out on a case by case basis.)
I'll take PayPal, but I really prefer Bitcoin/Stellar and major altcoins and may be more willing to flex price when receiving crypto.
More coming...
Also, when offering in comments or message, please specify what form of payment if not USD as it may have a determination of my response (IE preferring crypto, I may go a little lower than USD and traditional payment gateways).
I think I purged everything I sold so far here and on eBay/forums, should be accurate.
Completed trades thread:
https://www.reddit.com/mushroomkingdom/comments/9b0tx7/ugameliquidator_completed_sale_thread/
https://www.reddit.com/mushroomkingdom/comments/c7e290/ugameliquidator_completed_sale_thread_2/
submitted by GameLiquidator to GameSale [link] [comments]

Bitcoin hits record high above $1,200 on talk of ETF approval

Bitcoin hits record high above $1,200 on talk of ETF approval submitted by BitcoinAllBot to BitcoinAll [link] [comments]

[USA-FL] [H] Console games and consoles, SNES, NES, Genesis, PSX, Ps2, XBX, GCN, More! [W] PayPal, Crypto, Cash App, Local Cash

[USA-FL] [H] Console games, SNES, NES, Genesis, PSX, Ps2, XBX, GCN, Handhelds, More! [W] PayPal, Crypto, Cash App, Local Cash

📷
Still pruning through to add more items, will always try to highlight latest stuff at the top first then work it into the list. All prices include shipping at any point.
GBA:
Dragon Warrior Monsters 2 Cobi's Journey - New/sealed, 90 shipped.
DS:
Nintendogs Best Friends Edition Teal System - New/Sealed - 650 shipped.
Castlevania Portrait of Ruin Complete/mint - 40
Suikoden Tierkreis Complete/some wear on plastic of front face, but very good shape overall. - 30
3DS:
Smash Bros 3DS Mint/Complete - 20
PSP:
Legend of Heroes: Trails in the Sky Premium Edition New/Sealed - 120
360:
Panzer Dragoon Orta - 35
Misc: ArtFx Yuna FF X-2 soft vinyl figure - New/sealed, 100 shipped (looks like this https://postimg.cc/Th2wVq17 - this is not my photo but will provide upon any request).
I am negotiable on price with these, please don't be afraid to offer, and remember, paying with crypto = discount.
This is a cross post - selling on a couple of other forums as well but thought perhaps this one may have more exposure. Thusly, cross feedback is available on these aforementioned platforms. That said, I understand I am new HERE.
If anyone needs to get ahold of me for any reason pertinent or otherwise, PM me, I am here. Will be adding more soon and will try to evaluate prices, but no guarantee on a timely manner of that, offer if you see something you like. I understand some of the brand new and sealed stuff is better for eBay - but trying here first.
Offers entertained and encouraged. Paypal accepted, Bitcoin or major alts strongly preferred. Will ship international, worldwide!
WTS:
Guides:
https://postimg.cc/xk97rqfk
Half Life 2 - 8 shipped
Killer 7 - 35
Mario Tennis 64 - 15
Metroid Prime/Fusion - 20
Metal Gear Solid Official Mission Handbook - 25
Metal Gear Solid 3: Snake Eater Guide/Hardback version w/ art - New/Sealed, 40 shipped
Conker's Bad Fur Day - 40
Banjo-Tooie - 25 shipped
Myst V - 25
Musashi: Samurai Legend - 15
Ultimate Spider Man - 12
Arc the Lad: End of Darkness - 25
PSX:
Alundra 2 - Sealed, 80 shipped.
Beyond the Beyond - Complete, 35 shipped.
DDR Konamix - Complete near mint, 15 shipped.
Dragon Quest VII - Complete (small crack on case otherwise amazing shape, personally owned since launch), - 80
Dragon Quest VII - New/Sealed, 160 shipped
Final Fantasy Origins - Sealed, 60 shipped.
Legend of Legaia - Complete, very good shape - 60
O.D.T. Escape or Die Trying - Complete, 8 shipped.
Persona PSX - Complete - 300 Shipped OBO
Puzzle Star Sweep - Complete, 11 shipped.
RPG Maker - Complete, mint - 20 shipped.
Saga Frontier II - Complete, 70 shipped
Tales of Destiny II - Complete/Mint (great shape really) - 150 OBO
Vanguard Bandits PSX - Complete, 150 Shipped
Xenogears PSX - Complete, - 100 Shipped
Ps3:
Resident Evil 5 - Used, complete, 10 shipped.
Ps2:
Fantavision - New/sealed 18 shipped.
Ultimate Spiderman - Complete, 16 shipped.
Prince of Persia Warrior Within - Complete, 9 shipped.
Super Bust a Move - Complete, 8 shipped.
Tekken Tag Tournament - Complete, 6 shipped.
SSX Tricky - Complete, some scuffing on the case, 12 shipped.
Armored Core 2 - Complete, 8 shipped.
Dynasty Warriors 3 - Complete, 11 shipped.
The Bouncer - New/Sealed, offer.
Dynasty Warriors 4 - Complete, 8 shipped.
Auto Modellista - Complete, 7 shipped.
Jet X20 - Complete, 5 shipped.
Ring of Red - Complete, 19 shipped.
Phantom Brave - New/Sealed, 28 shipped (also have guide which can be worked into the deal somehow).
RPG Maker II - New/Sealed, 40 shipped.
Bombastic - New/sealed, 14 shipped.
Mad Maestro - New/sealed, 12 shipped.
SSX - Complete, 10 shipped.
Dragonball Z: Budokai - Complete, 12 shipped.
Ready 2 Rumble: Round 2 - Complete, 6 shipped.
Kessen - Complete, 6 shipped.
Big Mutha Truckers - Complete, take it.
Guitar Hero - Game / case / manual only, 5 shipped.
Virtua Fighter 4: Evolution - Complete, 7 shipped.
32X:
NBA Jam T.E. - 12 shipped.
Gamecube:
007 Agent Under Fire - Complete, 8 shipped.
Final Fantasy Crystal Chronicles JPN - Complete, 13 shipped.
Fire Emblem Path of Radiance - New/SEALED, 300 shipped.
Legend of Zelda Master Quest Bonus Disc (Full Ocarina Game/Master Quest game on Gamecube) - New/sealed 90 shipped.
Phantasy Star Online Episode I & II - Complete, 50 shipped.
Resident Evil: CODE Veronica - New/SEALED, 125 shipped ( would consider straight trade for other sealed RE games or something similar)
Spiderman 2 - Used, complete, 10 shipped.
Star Wars Rogue Squadron: Rebel Strike Preview Disc - Complete, 18 shipped.
Tom Clancey's Splinter Cell - Complete, 10 shipped.
Super Nintendo:
Final Fantasy Mystic Quest - 18 shipped.
JPN Aladdin - Whatever
JPN NBA Jam - Whatever
Killer Instinct - New/sealed - 130 shipped.
MegaMan X - 30 shipped
Pac Man 2 Adventures of Pac Man - 6 shipped.
Populous - 5 shipped.
Super Empire Strikes Back - 10 shipped.
Super Mario World - 14 shipped
Super Mario World - 15 shipped.
Super Return of the Jedi - 12 shipped.
Super Star Wars - 10 shipped.
Taz Mania - 7 shipped.
Genesis:
Aladdin - 10 shipped.
Altered Beast - 7 shipped.
Bernstein Bear: Camping Adventure - 7 shipped.
Chester Cheetah: Too Cool to Fool - 8 shipped.
Desert Demolition (Road RunneCoyote) - 6 shipped.
Ecco the Dolphin - 6 shipped.
Hook - 5 shipped.
Jurassic Park: Rampage Edition - 6 shipped.
Lion King (x2) - 9 shipped.
Maximum Carnage - Red cart, 12 shipped.
Mig-29 Fighter Pilot - 7 shipped.
Mortal Kombat - 6 shipped.
Mystic Defender - 9 shipped.
NBA Jam - 7 shipped.
NFL 98 - 6 shipped.
Olympic Summer Games - 6 shipped.
Power Rangers - 7 shipped.
Road Rash - 18 shipped.
Shadow Dancer The Secret of Shinobi - Tear on label, 8 shipped.
Shining in the Darkness - 18 shipped.
Sonic 2 (x3) - 6 shipped.
Sonic the Hedgehog (x3) - 7 shipped.
Space Harrier II - 11 shipped.
Street Fighter II Special Championship Edition - 9 shipped.
Tecmo Super Bowl - 11 shipped.
Toy Story - 9 shipped.
Virtua Racing - 10 shipped.
WeaponLord - 11 shipped.
Williams Arcade's Greatest Hits - 8 shipped.
Winter Olympic Games - 7 shipped
World of Illusion Starring Donald Duck and Mickey - 10 shipped.
X-Men - 9 shipped.
X-Men -Box/cart - 15 shipped.
NES:
Battle Chess - 8 shipped.
Castlequest - 10 shipped.
Classic Concentration - 8 shipped.
Cobra Triangle - 9 shipped.
Double Dragon - 13 shipped.
Double Dragon III - 20 shipped.
Faxanadu - 13 shipped.
Final Fantasy - 20 shipped.
Galaga - 12 shipped.
Gauntlet II - 13 shipped.
Ghosts 'N Goblins - 12 shipped.
Hydlide - 7 shipped.
Indiana Jones Temple of Doom (black cart) - 12 shipped
Iron Sword - 6 shipped.
Jeopardy! - 6 shipped.
Legacy of the Wizard - 10 shipped.
Lode Runner - 10 shipped.
Mario 3 - 15 shipped.
Mario Bros / Duck Hunt - 7 shipped.
Mission Impossible - 7 shipped.
Monopoly - 7 shipped.
Mystery Quest - 8 shipped.
Renegade - 8 shipped.
Robocop - 7 shipped.
Rolling Thunder - 8 shipped.
Rush 'n Attack - 7 shipped.
Shinobi - 18 shipped.
Strider - 8 shipped.
Super Pitfall - 10 shipped.
T&C Surf Design - 10 shipped.
Tecmo Bowl - 14 shipped.
Teenage Mutant Ninja Turtles (x2) - 10 shipped.
The Black Bass - 8 shipped.
Time Lord - 7 shipped.
Yoshi's Cookie - 8 shipped.
Nintendo 64:
Army Men: Sarge's Heroes - 12 shipped.
JPN Yoshi' Story - 15 shipped.
Lego Racers - 15 shipped
Lode Runner 3D - 10 shipped.
Mario 64 - 25 shipped
Quest 64 - 15 shipped.
Rogue Squadron (x2) - 15 shipped
Turok Rage Wars Black Cart - 14 shipped
Wave Race - 8 shipped
360:
Assassin's Creed - Used, complete, 10 shipped.
Devil May Cry 4 - Complete, 10 shipped.
Halo ODST + Forza 3 Combo - Complete, 12 shipped.
Halo Ultimate Companion DVD (x2) - 10 shipped.
Last Remnant - Used, complete, 10 shipped.
Perfect Dark Zero - Complete, 9 shipped.
Panzer Dragoon Orta - Complete, sticker residue on rear and light indentation, 35 shipped.
Rainbow Six: Vegas - Complete, 8 shipped.
Xbox:
Armed and Dangerous - Complete, 10 shipped.
Guilty Gear X2 Reload - Complete, 8 shipped.
Star Wars Clone Wars / Tetris Worlds (x3) - New/Sealed - 25 shipped.
Toejam and Earl III - New/Sealed, offer.
Dreamcast:
NBA 2K1 - Complete, 6 shipped.
Seventh Cross Evolution - Complete, 25 shipped.
Spec Ops II: Omega Squad - Complete, 10 shipped.
Test Drive LE Mans - Complete, 10 shipped.
PSP:
Legend of Heroes: Trails in the Sky Premium Edition - New/Sealed, 120 shipped
Tactics Ogre: Let Us Cling Together - New/Sealed with Tarot Cards included, 200 shipped.
DS:
Nintendogs Best Friends Edition Teal System - New/Sealed - 650 shipped.
Castlevania Portrait of Ruin - Complete/mint, 40
Feel the Magic - Used/complete, 9 shipped
Magnetica - New/sealed, 25 shipped
Ping Pals - Complete, 6 shipped
Suikoden Tierkreis Complete/some wear on plastic of front face, but very good shape overall, 30 shipped
Touch Detective - New/sealed, 35 shipped
Trace Memory - New/sealed, 40 shipped
Trace Memory - Complete/mint, 20 shipped
3DS:
Smash Bros 3DS - Mint/Complete, 20 shipped
GBA:
Dragon Warrior Monsters 2 Cobi's Journey - New/sealed, 90 shipped.
Mario Kart: Super Circuit - Complete/mint, 40 shipped.
Zelda Oracle of Ages Brand New/Sealed - 600 Shipped
Zelda Oracle of Seasons Brand New/Sealed - 700 shipped
Or Both for 1200 Shipped.
Consoles:
https://postimg.cc/gallery/2bxenhwp0/
Just a random quick assortment, but I have many systems from many generations, just let me know what you're after (IE console only, or with hookups, or with controller, etc and I will check my inventory and see what we can work out on a case by case basis.)
I'll take PayPal, but I really prefer Bitcoin/Stellar and major altcoins and may be more willing to flex price when receiving crypto.
More coming...
Also, when offering in comments or message, please specify what form of payment if not USD as it may have a determination of my response (IE preferring crypto, I may go a little lower than USD and traditional payment gateways).
I think I purged everything I sold so far here and on eBay/forums, should be accurate.
Completed trades thread:
https://www.reddit.com/mushroomkingdom/comments/9b0tx7/ugameliquidator_completed_sale_thread/
https://www.reddit.com/mushroomkingdom/comments/c7e290/ugameliquidator_completed_sale_thread_2/
submitted by GameLiquidator to GameSale [link] [comments]

60 DoD Week 6: Finances

60 DoD Week 6: Finances
By failing to prepare, you are preparing to fail. – Ben Franklin
Having a financial plan is vitally important for a number of reasons. What do you think the greatest stressor in relationships is? The lack of sex your wife is giving you? Close one. It’s money, although your shaved balls might think otherwise.
So don’t you think having a plan is critical to fixing your well-being? You have a MAP to get in shape. Why don’t you have a plan for your finances.
This post might better well be served in personal finance, but screw it. I’m going to town. For the folks overseas, some of this content might be US-specific.
On Net Worth
In order to calculate your net worth, you need to take your assets, such as your checking account, savings, house, etc, and subtract your liabilities, your mortgage, credit card debts, and loans, and you’ll get your net worth.
This is a good time to be spreadsheet guy. But instead of counting how many ladies you are seeing or counting how many times you had sex, use Excel for its intended purpose.
Start calculating it annually, quarterly, monthly. Whatever frequency you feel like you need to get a handle on where your net worth is going. For myself, I do this quarterly, though I have my finger on the pulse pretty frequently.
On Budget
You want to get ahead? You have to operate on a budget. Know what you are spending, what you are saving, and where your money is going.
For me, I’ve got it set where it takes me about 7 minutes to log into the various accounts, take certain numbers like food spend and so forth, and plug those numbers into the Excel boxes. Plugging them in allows me to quickly project the next three months spend and where I’ll be. Some numbers are easy to find, like the fixed costs of mortgage and student loans. Some numbers you have to estimate or look up, like variable food costs and gas/electric. I do this about once a month. It doesn’t take long at all – just making sure I have good cash flow and sticking to my budget.
Take the time to do a detailed line item comparison. You should know exactly how much is going where. The real key though is STICKING TO YOUR BUDGET. You have to keep to it in order to meet your goals.
On Financial Literacy
It’s key to have a good understanding on financial literacy. You have to understand things such as what is the market, what is a stock, what is a bond, what is a dividend, what is a mutual fund, and so forth. You have to know what you are investing in. Take your financial knowledge and move it up. There are literally tons of free information out there. Start going to town. And for the advanced players, go learn the ins and outs of your brokerage firm’s website and trading platform – I mean really learn it, not just “Oh, here’s how I do a buy order on a stock.” Learn how to screen for stocks, mutual funds, and bonds effectively.
Side note – If you are in the US, I recommend joining AAII. I have gotten a great deal of value out of my membership to them. A number of HNW individuals I know recommended it to me, though I had joined and got the lifetime membership before I met them.
On Bogleheads
Personally, I’m a Boglehead. Jack Bogle, man, he was the Chad of passive investing. I believe that passive investing (indexing) long term beats active investing long term. So does Warren Buffet. All my research agrees with this from a long term standpoint.
I’m also a fan of creating an Investment Policy Statement
Boglehead Resources
https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy
https://www.bogleheads.org/wiki/What_the_experts_say_about_investing
https://www.bogleheads.org/wiki/The_twelve_pillars_of_wisdom / https://web.archive.org/web/20070304091730/http://www.vanguard.com/bogle_site/april272001.html
https://studentloanhero.com/featured/bogleheads-invest/
https://www.bogleheads.org/forum/index.php
I would highly encourage you to review these links and check out their philosophy on investing.
On Being a Contrarian
I’m also a fan of being a contrarian. Be greedy when others are fearful, and fearful when others are greedy. You see it with the Bitcoin bubble. You see it when the stock market goes up and down. Oh no, the market is going down… whatever shall we do?!? You stick to your guns. I’m not saying go catch a falling knife. I’m saying that you stick to your plan. There is opportunity when people are fearful, and caution is warranted when people are being greedy. You have to evaluate where we are in the economic cycle as well.
On a Cup of Starbucks and Retirement
You might have seen the example where someone buys a cup of Starbucks every day and then finds out that if they took that money and invested it toward their retirement, over the span of say 30 years they’ll have like an extra 200k. I have two comments on this. First, be frugal, but don’t deny yourself. Don’t let frugality control you. Second, don’t just focus on controlling the little changes like saving a cup of Starbucks every week, focus on the BIG areas. Focus on getting a new job that pays you an extra 40k per year. Focus on saving 100 bucks off your cable (1200 bucks saved per year). Focus on lowering your taxes. What I’m saying is focus on not just the small areas, but also make the bigger impact areas a higher priority. And stop drinking so much Starbucks – make it yourself. Grind the beans, for crying out loud.
On Automating
Automate your finances. Make it EASY for yourself to save money. Set up your automatic bill payments for your credit card, loans, mortgage, and bills. Take advantage of the modern tools nowadays for app/camera based check deposits. Have money taken out of your paycheck before you get it, whether it is for retirement or into a separate savings account, so you can accumulate a rainy day fund. I’ve automated as much as I can, with direct withdrawals taken out for mortgage, credit card payments, gas and electric, and for the other areas like telephone those are automatically paid from the credit card, which then is automatically paid from the checking account. Automating saves time, which is a critical resource.
On Buying a Car
Here’s your resources:
https://www.reddit.com/askcarsales/wiki/index
https://www.reddit.com/askcarsales/comments/19niva/car_buying_faqs/
https://www.reddit.com/askcarsales/comments/4j2okj/what_to_expect_from_your_dealership_visit/
https://www.reddit.com/askcarsales/comments/613jvn/askcarsales_faq_updated_march_2017/
http://fightingchance.com/ - I used these for private market research, and was worth every penny.
There’s a lot more here, but this should get you through the basics. Simply, knowledge is power. The more you know, the more power you have. If you don’t know every single line item that is going into your purchase, whether it is an accessory, taxes, that stupid coating that they try to sell you for $1000 but it’s really just worth $100, etc., then you’re not ready, and you’re more likely to be fleeced.
Just even walking into the dealership and observing other customers and their interactions with the car salesman, it’s like watching sheep. Don’t be a sheep. Be prepared. And be prepared to walk too. Cars are a commodity. You can buy the same car someplace else cheaper. Remember this – cars are a commodity, and there’s lots of dealers out there.
Side note – “But Steel, what about TrueCar? That seems awesome. I’ll just go in, get my TrueCaCostco/KBB/XXX price and I won’t even have to do anything to get a great price.” Let me tell you this. Dealers would be HAPPY to sell you at the TrueCar price all day long. With proper preparation, you can negotiate a far better deal. Last time when preparing, I had a binder. That binder saved me over 9k. Cost me 5 bucks at the local pharmacy. Printed out all my info, was prepared as all get out, and had a prepared offer ready to go (I used my own sheet, not theirs). Be prepared, that’s what I’m saying. And don’t fall for the four square technique. I just chuckled at the different dealerships at how they try to pull that one. Hell, I went through YouTube and viewed a couple of videos on how car salesmen sell, so I had an understanding of their mentality and what they do. Be prepared.
Generally, there are five major parts for buying a car: Trading in your current car, buying your new car, buying options on a car (like that fancy heated steering-wheel), extended warranty, and financing. You should own every single area of this. As an example, when you are talking about trading in your current car, you should ALREADY have your price quote from CarMax in hand, as well as other offers from other dealers. You should know what your car is worth if it were to be sold (remember supply and demand – what is it really worth: what someone will buy it for). You should already have the KBB and Edmunds value of your used car. For your new car, you should have a breakdown of every single thing on it, including options, doc fees and ERT. For your fancy accessories, you should have the MSRP of these accessories, the actual cost of them buying (wholesale parts warehouse), and an estimate in your head on labor costs (cause parts don’t get installed by themselves). For your extended warranty, I would just say that there is a reason why this is one of the most profitable areas of a car dealership. If you simply must have an extended warranty for peace of mind, go find a wholesale warranty. Do your research. Don’t buy from the dealership. Most cars nowadays anyway are built quite well with high standards of quality control, so they’re not failing like they used to. On financing, make sure you set up your own financing before you walk in. It makes life much easier, as the car dealers get money on financing as well. If the dealership can beat your credit union, more power to them. It’s powerful as all get out when you walk in with a prewritten cashier’s check at a super low interest rate and you’re ready when they start asking you how you are going to pay for the car. “Well, I am preapproved for x amount (aka the full amount of the car), but I’d like to see what specials and discounts you have.”
It’s all about how much money you can save in each one of these areas.
Granted if you’re BETA BUCKS and your time is worth more than doing a bit of research, that’s fair. Some folk just walk in and buy a car right there with a minimum of haggling. That’s how much their time is worth to them, and I know a few people who are like this. I’m merely presenting an alternate approach. To me, it was worth the time to save more than a few thousands.
On Buying a House
For many people, a house is the largest purchase that they make in their lifetime. Many of you have already bought houses, so I won’t go into this in detail, but again, from The Millionaire Next Door – “If you’re not yet wealthy, but want to be someday, never purchase a home that requires a mortgage that is more than twice your household’s annual realized income.”
I see a lot of you going “Shit” after reading that.
On a Side Hustle
I didn’t even have to write anything, u/red-sfpplus already wrote an excellent post on this topic - https://www.reddit.com/marriedredpill/comments/7i7x4q/the_financial_hustle/
Learn from his example. And then buy the man a drink.
On What to Do First
"Successful Investing takes time, discipline and patience. No matter how great the talent or effort, some things just take time: You can't produce a baby in one month by getting nine women pregnant." - Warren Buffett
First of all, take stock of where you are. Figure out your net worth, and what you have and what you owe (and interest rates). I would say the first thing to do is to have a three to six month emergency fund. This can be done in conjunction with getting rid of high interest debt (such as credit card debt), however if and when you have an emergency, you’re going to need to tap into something.
Start your budgeting process. Know where your money is going. Fix it.
Most people don’t even have a thousand dollars in savings. Don’t be like that.
I would also note that the Personal Finance subreddit has this already diagrammed out in a flowchart in their wiki - https://i.imgur.com/lSoUQr2.png
On Giving Back
So you give back, right. Of course you do. But what I suggest is potentially setting up a charitable fund, so that you can maximize your charitable deduction annually. You can give a larger sum one year, and then less/none the following year – and maximize your deduction the first year. Something to consider. Plus then your charitable fund is invested, will grow with the market (remember you need a plan and asset allocation here as well), and the growth can be given to the charity as well, tax free. I’d recommend Vanguard, but really there are a number of places that do this.
On Habits of Millionaires
From the book The Millionaire Next Door, here are the characteristics of millionaires:
• They live well below their means
• They allocate their time, energy, and money efficiently, in ways conducive to building wealth.
• They believe that financial independence is more important than displaying high social status
• Their parents did not provide economic outpatient care.
• Their adult children are economically self-sufficient.
• They are proficient in targeting market opportunities.
• They chose the right occupation.
On Building Wealth
You want to build wealth? Don’t have a high consumption lifestyle! Think for a moment. How much money do you think it takes to maintain an upper-middle class lifestyle vs. how much money do you think it takes to maintain a middle-class/blue collar lifestyle? Bespoke suits. Luxury cars. Bigger house. More property taxes. And so forth. Think of all the stuff you have to purchase to keep up with the Joneses. Cost of cleaning. Cost of buying furniture for that fancy house. Etc.
“But Steel, I don’t care about the Joneses.” Sure you don’t. But your wife does. Watching that HGTV, picking out the stupid pillows that breed like rabbits in your house when you’re not looking. There’s something about a house that factors into the Female Social Matrix.
Frugality is the name of the game. Frugal being “behavior characterized by or reflecting economy in the use of resources.”
Don’t be wasteful. Don’t have a lifestyle marked by lavish spending and hyper consumption. You want to build wealth? Be frugal.
Most people will not become wealthy in one generation if they are married to people who are wasteful. You can’t accumulate wealth if one of you is a hyperconsumer.
On Offence vs. Defense
So you’re not beta bucks, you’re BETA BUCKS! You make it rain! Good for you. You play great offence. But how’s your defense? How’s your wealth accumulation? Are you spending like there’s no tomorrow? If you want to win the game, you have to play great offence AND defense.
Here’s some questions for you:
• Do you operate on an annual budget?
• Do you know how much you spend each year for food, clothing, and shelter?
• Do you have a clearly defined set of daily, weekly, monthly, annual, and lifetime goals?
• Do you spend a lot of time planning your financial future?
To build wealth, minimize your realized (taxable) income, and maximize your unrealized income (wealth/capital appreciation without a cash flow).
How do you become financially independent? You have to plan, and you have to sacrifice. You sacrifice today for financial independence tomorrow.
On Your Wife & Buy-In
As part of your plan and budgeting, once you have it all set, get buy-in from your wife. But do this not like you are seeking approval from mommy (aka you validation whore you), but matter of factly here is the plan, we are budgeting x amount for these areas. Here is our plan. Set out a vision.
On Financial Vision
Read it and weep - https://www.reddit.com/marriedredpill/comments/3fecgi/first_budget_discussion_leads_to_minor_meltdown/ctnya77/
“One rarely talked-about element of Married Game is a subtle thing known as Vision. Most husbands don’t appreciate what a strong DHV possessing Vision is, and they proceed unaware of the power it can add to their relationship. Most husbands do this because they don’t understand Vision, what it is and how it is manifested, much less the subtle but important role it holds. Let me explain: once upon a time I was working for a personnel agency, and one of my jobs was coaching our people on interviewing techniques. I learned a lot about the process as a result, from both the interviewer and the interviewee side. When it came to my clients who wanted high-quality employees with good technical skills – real talent – I learned the sorts of things that such high-demand technical people wanted in a company. Money, of course, and security and benefits. But beyond that gifted employees want to work for a company with a history, a good culture, and (most importantly) a Vision.
What is Vision? In this context Vision is a manifested idea of the future. Everyone wants to work for a company that’s changing the world and is doing so in a positive, pro-active way. No one wants to work for the company that’s floundering, desperate just to meet its next quarter’s goals. Vision is a generally-stated plan-of-action toward a distant but achievable goal, presented in an enticing enough manner to inspire. It’s short on details and long on generalizations. It’s reflective of inner beliefs, values, and judgments, an indication of character, foresight, and initiative. It should be bold, meaningful, and challenging.”
Now, this quote above is excellent. You need a vision for your life, but you also need a vision for your finances. What would your financial vision be? What does it look like to you? Create it, and then be ready to share that with your family.
On Love of Money
Remember folks, money itself is not the root of all evil. It’s the LOVE of money that causes the problem. When you are so driven to be a better beta bucks to get that coin, and start neglecting yourself, your relationships, etc… you’ve got problems. Money is just a tool in the toolbox. Use it, don’t let it use you. Don’t become a slave to money. Your life doesn’t consist of how many toys you have. And you can’t take it with you when you go.
On Insurance, or Lack Thereof
Would it surprise you to know that most people are underinsured? Make sure that you have enough of the key five types of insurance: health, car, homeowners/renters, life, and disability. Preparing yourself for these situations can save you a lot of pain in the future. Also, make sure you get enough umbrella insurance. Typically they say have enough umbrella insurance to cover your net worth, but I recommend getting a bit more.
A quick note, practically, do not get whole life insurance. Get term insurance, and invest the difference in cost between whole life and term. You’ll be much better off. And yes, this is for 99.9% of situations. The remaining .1% of situations are when someone is really wealthy and there are estate and tax considerations. Aka for most of us, don’t worry about it.
And take care of your health, so you don’t get fat when you are older and have related medical problems. Put. The. Fork. Down.
On Assets and Liabilities, Rich Dad Poor Dad Edition
A number of you have read Rich Dad Poor Dad, and there’s controversy in it. I disagree with a number of items in there, but there is an interesting point in there about how he views assets and liabilities:
“You must know the difference between an asset and a liability, and buy assets. If you want to be rich, this is all you need to know. It is Rule No. 1. It is the only rule. This may sound absurdly simple, but most people have no idea how profound this rule is. Most people struggle financially because they do not know the difference between an asset and a liability.”
He has a simple, non-accounting definition - “An asset is something that puts money in my pocket. A liability is something that takes money out of my pocket.”
Buy assets. I like it. What is out there that you can buy that puts money in your pocket. Stocks. Bonds. Mutual Funds. Real Estate that produces Income. There are a ton of items.
You should also think about getting rid of your liabilities… the giant boat, the private jet, the cluster B horrible sex-depriving wife (you know who you are)… you get the idea.
On Disaster Recovery and Information Security
What were to happen if you were to croak, or your only laptop with all your financial data was stolen or destroyed in a fire along with all your financial papers (see, you should have gotten that fireproof safe)? Would you have a plan on what to do? Would your spouse? Your kids? I would suggest making a backup of your finances, statements, tax returns, and other important papers, and put that on an encrypted USB key with a password that you and your wife knows, and then storing that someplace secure. Note that you can do fancy stuff like cloud storage, and so forth – but you need to have a plan for the worst case scenario.
Additionally, make sure that you use two-factor authentication when you log into your banking accounts (if they have it), as well as don’t repeat your passwords for your financial accounts.
I would even suggest having a separate secured email for your banking accounts, and another one for your personal accounts that get those damn spam emails all the time.
Don’t be stupid with your financial accounts. Using the same password is stupid. Yeah, I’m talking to you.
On Practical Advice
Do get rid of high interest credit cards. If you’ve got a balance on your 29.99% APR credit card and are paying that interest every month, it’s in your best interest to eliminate that debt as soon as possible. You’re not going to get a 29.99% return in a month in the stock market (unless you take on excessive risk for that return, obviously). Try to transfer that balance to a promo 0% interest credit card, and work that down.
Don’t borrow from your 401k. You’re cutting out your future returns. Don’t make that 401k loan your emergency fund, but rather have a separate emergency fund.
Do use credit cards over debit cards, for a whole host of reasons (theft being the primary reason).
Do pay yourself first. Take out at least 10% of your paycheck before it hits your checking account, and start saving.
Don’t pay monthly or annual fees on checking accounts or savings accounts. You shouldn’t be paying a bank to store your money. They should be paying you for that privilege.
Do get solid credit cards that give outstanding rewards. Do your research. Get at least 2% cash back if you can. Shoot for 5% or more. For example, Discover allows you to get 5% cash back in certain categories, and then you can redeem $20 for a $25 gift card to a number of different vendors. Looks like you just got a 6.25% return.
There are plenty of other examples. Do you spend a boatload at Amazon? Get your 5% return. As an example – I get a 5% return on gas using a certain credit card. It’s unlimited throughout the year, and is redeemed as a statement credit, so I don’t have to worry about redemption. I have a certain Amex that I redeem at 4.6% points per dollar spent, plus a 2% general cash back card (some places don’t accept Amex). I could go even crazier, like getting the 3% on restaurants, or churning cards (and there are a lot of sites out there on how to churn successfully), but at some point, it’s not worth it.
Do realize that credit cards make it easy to buy things that you don’t need. Recognize that part of yourself that wants to overspend. Ask yourself, do you need whatever it is you are buying. Would it hurt more if you paid in cash rather than credit. Buying with credit encourages you to buy more than you can afford.
Do shop around for loans/services. I asked my bank what the best car loan they could give me – they said 2.99%. I asked my credit union, and they got me 1.49%. That’s a big difference in interest over the course of a loan. Generally due to how credit unions are structured (and their presence – mostly online), they will have better deals on certain loans than banks, depending on the product.
Don’t delay saving for retirement. Generally, you’ll want to be saving 15% or more of your income for retirement early on. If you don’t save early, the harder it will be.
Do try to simplify your finances. It makes it much more complicated if you chase after the best savings rate for your online bank, and then have many accounts all over the place. The 20 dollars that you get in interest is not worth the complexity and time (aka your most valuable resource) it takes to manage all that stuff.
Don’t use your HELOC unless you have to. I have a large HELOC, but I don’t use it. But who knows when I need access to a large sum of money. And don’t use it in lieu of your emergency fund. You need both.
Do some research into budgeting tools. There’s a lot of people on these threads that recommend YNAB. I personally haven’t used it, so I can’t recommend it one way or the other. I’m old school (and cheap thrifty – why would you pay for something if you can do it yourself). But definitely check those tools out – Mint, Personal Capital, YNAB, budgeting tools through your bank, etc. Also, if your credit card does an annual summary (like Amex does), make sure you look at it to get an idea on where you’re spending – it’s very helpful.
On Tips for Saving Money
There are a ton of ways you can save money. Go ahead and google “how can I save 1000”. Wait, I did that for you - https://www.google.com/search?q=how+can+I+save+1000
Take some time, call up your cell phone providecable provider and see what specials they have. There's a ton of things you can do to save money quickly.
On Too Much Money
Say you’re an ostrich farmer, and are flush with cash. You’re asking yourself, ok, so I’ve maxed out my 401k, I’ve maxed out my Traditional IRA and then backdoored it into a Roth IRA for tax diversification plus the benefits of a Roth. I’m contributing to a 529 plan for the kids. I looked into mega backdooring my Roth but darn it my employer doesn’t let me do that. I’m doing all of the tax advantaged things I can. I still have this extra 300k sitting around – what do I do with it?!? First world problems, amIrite. Again, this comes back to your plan. What’s the short term plan with this money. What’s the long term plan. What’s your risk tolerance. What assets can you invest in that fit in with your plan. You still have to manage your budget, even if you are a 1 percenter.
On the Best Investment and Most Important Resource
I’m a firm believer that the best investment is investing in yourself (and your family and kids), and your most important resource is not money, but time. Learn a skill. Go get a degree. Give your kids a head start. Help your wife accomplish a goal. Do what you can to save time. Money of course helps, but you know what happens when you teach a man to fish.
On Happiness
Is money linked to happiness? Yes, but only to a point - https://www.usatoday.com/story/money/nation-now/2018/02/26/does-money-equal-happiness-does-until-you-earn-much/374119002/ and https://www.usatoday.com/story/money/personalfinance/2016/12/09/key-money-happiness-may-how-you-spend/94308848/
Honestly, at some point, money just becomes a scoreboard. Money will give you security. It will remove a stressor in your life. It will remove fighting and stress in your relationship (about money, fool). It will allow you to do many things. But eventually, money won’t give you happiness. You have to figure that one out yourself. And of course there’s the joke about “Money can’t buy you happiness, but it can buy you a yacht big enough to pull up right alongside it.” – David Lee Roth.
On Money and Attraction
Money by itself will not make your wife’s panties wet. Keep that in mind. Having and getting money is basic adulting. Same with saving and managing it. You want to get her wet? Get in shape. Lift. Does money boost your status? Sure. Is status one of those areas that has some effect on where you are in the sexual marketplace? Sure. Pure physical attraction? No. Do you really think that making MORE money is going to have your wife give you more sex? Of course not - https://heartiste.wordpress.com/2014/06/02/money-wont-save-beta-males/
Get in shape. Be hawt. And fix your damn teeth so you can smile like you are a somebody.
On a Brief Story
So I was talking to a friend of mine, and I asked him how he and his wife set up the finances. He told me about this system, where his paycheck goes into his checking, his wife’s paycheck goes into his wife’s checking, and they have a joint savings account. Then he went into a convoluted description on how each of them pays certain bills, and how what he’s paying is not fair since he’s paying the mortgage AND property tax AND daycare, etc etc. I thought to myself, man, what a convoluted way to deal with stuff. They would then have multiple financial meetings, and discussion on who pays what, and all this extra stuff. It was just a lack of overall ownership going on.
Just take care of the finances. Figure out a system that works for you. I’m not going to tell you which system is the best, because it’s all dependent on your unique circumstances (example: heavy spender SAHM vs saver career girl, you’ll need to put some deep restrictions on the heavy spender). But own it.
On Who Owns the Finances
You own the finances. Period. End stop. From the prior post on finances, it’s so important that I’m putting it here again:
“At the core: Who do you want in charge of your financial future?
The person interested in maintaining status quo and safety at all costs with your happiness and satisfaction a secondary or minor consideration? Or you?
If you've learned anything here it's that you need to be a captain. Putting your wife in the family alpha role breeds contempt and most of the problems that brought your here. Besides control of sex, family MONEY decision veto power is the key indicator of who is wearing the pants.”
submitted by SteelSharpensSteel to marriedredpill [link] [comments]

Greg Maxwell used to have intelligent, nuanced opinions about "max blocksize", until he started getting paid by AXA, whose CEO is head of the Bilderberg Group - the legacy financial elite which Bitcoin aims to disintermediate. Greg always refuses to address this massive conflict of interest. Why?

Two other important threads discussing this strange and disturbing phenomenon:
So nice of nullc to engage /BTC lately - until, that is, someone mentions Blockstream's funders, that is. Suddenly, the topic is dropped like a white hot rock.
https://np.reddit.com/btc/comments/4mkv8o/so_nice_of_unullc_to_engage_rbtc_latelyuntil_that/
Some people will be dogmatically promoting a 1MB limit that 1MB is a magic number rather than today's conservative trade-off. 200,000 - 500,000 transactions per day is a good start, indeed, but I'd certainly like to see Bitcoin doing more in the future - Gregory Maxwell
https://np.reddit.com/btc/comments/4mk0o2/some_people_will_be_dogmatically_promoting_a_1mb/
Here is the old Greg Maxwell:
(1) Greg Maxwell (around 2014? correction: around 2015) saying "we could probably survive 2MB":
"Even a year ago I said I though we could probably survive 2MB" - nullc
https://np.reddit.com/btc/comments/43mond/even_a_year_ago_i_said_i_though_we_could_probably/
(2) Greg Maxwell (in 2013), presenting a lengthy, intelligent, and nuanced opinion the tradeoffs involved in a "max blocksize" for Bitcoin, and concluding that "in a couple years it will be clear that 2mb or 10mb or whatever is totally safe relative to all concerns":
https://bitcointalk.org/index.php?topic=208200.msg2182597#msg2182597
The important point of this is recognizing there is a set of engineering tradeoffs here [when talking about "max blocksize"].
Too big and everyone can transact but the transactions are worthless because no one can validate - basically that gives us what we have with the dollar.
Too small and everyone can validate but the validation is worthless because no one can transact - this is what you have when you try to use real physical gold online or similar.
The definition of too big / too small is a subtle trade-off that depends on a lot of things like the current capability of technology. ...
Anonymization technology [Tor?] lags the already slow bandwidth scaling we see in the broader thinking, and the ability to potentially anonymize all Bitcoin activity is protective against certain failure scenarios.
My general preference is to err[or] towards being more decentralized. There are three reasons for this:
(1) We can build a multitude of systems of different kinds - decentralized and centralized ones - on top of a strongly decent[e]ralized system, but we can't really build something more decentralized on top of something which is less decentralized. The core of Bitcoin sets the maximum amount of decentralization possible in our ecosystem.
(2) Decentralization is what makes what we're doing unique and valuable compared to the alternatives. If decentralization is not very important to you... you'd likely already be much happier with the USD and PayPal.
(3) Regardless of the block size we need to have robust alternatives for transacting in BTC in order to improve privacy, instant confirmation, lower costs for low value transactions, permit very tiny femtopayments, and to (optionally!) better support reversible transactions ... and once we do the global blockchain throughput rate is less of an issue: Instead of a limit of how many transactions can be done it becomes a factor that controls how costly the alternatives are allowed to be at worst, and a factor in how often people need to depend on external (usually less secure) systems ... and also because I think it's easier to fix if you've gone too small and need to increase it, vs gone too large and shut out the general public from the validation process and handed it over to large entities.
All that said, I do [...] worry a bit that in a couple years it will be clear that 2mb or 10mb or whatever is totally safe relative to all concerns - perhaps even mobile devices with Tor could be full nodes with 10mb blocks on the internet of 2023, and by then there may be plenty of transaction volume to keep fees high enough to support security - and maybe some people will be dogmatically promoting a 1MB limit [...] thinking that 1MB is a magic number rather than today's conservative trade-off.
Then, Blockstream was created in late 2014:
Insurance giant AXA (with strong links to the Bilderberg Group representing the world's financial elite) became one of the main investors behind Blockstream:
Blockstream is now controlled by the Bilderberg Group - seriously! AXA Strategic Ventures, co-lead investor for Blockstream's $55 million financing round, is the investment arm of French insurance giant AXA Group - whose CEO Henri de Castries has been chairman of the Bilderberg Group since 2012.
https://np.reddit.com/btc/comments/47zfzt/blockstream_is_now_controlled_by_the_bilderberg/
The insurance company with the biggest exposure to the 1.2 quadrillion dollar (ie, 1200 TRILLION dollar) derivatives casino is AXA. Yeah, that AXA, the company whose CEO is head of the Bilderberg Group, and whose "venture capital" arm bought out Bitcoin development by "investing" in Blockstream.
https://np.reddit.com/btc/comments/4k1r7v/the_insurance_company_with_the_biggest_exposure/
The rest is history:
Mysteriously, the new Greg Maxwell now dogmatically insists on 1 MB blocks - even after months of clear, graphical evidence showing that bigger blocks are urgently needed - and empirical research showing that bigger blocks (up to around 4 MB) are already technically quite feasible:
Cornell Study Recommends 4MB Blocksize for Bitcoin
https://np.reddit.com/btc+bitcoin/search?q=cornell+study+4+mb&restrict_sr=on&sort=relevance&t=all
Actual Data from a serious test with blocks from 0MB - 10MB
https://np.reddit.com/btc/comments/3yqcj2/actual_data_from_a_serious_test_with_blocks_from/
Meanwhile Bitcoin development has tragically become dangerously centralized around the tyrannical, economically clueless Greg Maxwell - the person who is most to blame for strangling the network with his newfound stubborn insistence on an artificial 1 MB "max blocksize" limit:
People are starting to realize how toxic Gregory Maxwell is to Bitcoin, saying there are plenty of other coders who could do crypto and networking, and "he drives away more talent than he can attract." Plus, he has a 10-year record of damaging open-source projects, going back to Wikipedia in 2006.
https://np.reddit.com/btc/comments/4klqtg/people_are_starting_to_realize_how_toxic_gregory/
https://np.reddit.com/btc+bitcoin/search?q=author%3Aydtm+maxwell&restrict_sr=on&sort=relevance&t=all
As we also know, Greg becomes very active on these forums during certain critical periods, relentlessly spewing lots of distracting technical stuff, but he is always very careful about two things:
For example, see this devastating comment to Greg from catsfive yesterday - and Greg's non-specific and unconvincing response a day later:
https://np.reddit.com/btc/comments/4mbd2h/does_any_of_what_unullc_is_saying_hold_wated3uz7o4
I think it's pretty disingenuous of you to "pretend" you don't know exactly what I'm talking about.
The chairman of Blockstream's biggest investor is also the chairman of the Bilderberg group, itself one of the biggest and most legitimate representatives of the very groups you are currently pretending Bitcoin is here to disintermediate.
I'm not going to insult your intelligence by pretending to explain who these groups are and why they would prefer to see Bitcoin evolve into a settlement layer instead of Satoshi's "P2P cash" system, but, at the very least, I would appreciate it and it would benefit the community as a whole if at least you would stop pretending not to understand the implications of what is being discussed here.
I'm sorry, but it absolutely galls me to watch someone steal this open source project and deliver it - bound and gagged, quite literally - at the feet of the very same rulers who will seek to integrate and extend the power of Bitcoin into their System, a system which, today, it cannot be argued, is the chief source of all the poverty, misery and inequality we see around us today. I'm sorry, but it's beyond the pale.
It is clear to anyone with any business experience whatsoever that Bitcoin Core is controlled by different individuals than those who are presented to the public.
[Austin] Hill, for instance, is a buffoon, and no legitimate tech CEO would take this person seriously or, for that matter, believe for one moment that they are dealing with a legitimate decision-maker.
Furthermore, are you going to continue pretending that you have no opinion on the nature or agenda of AXA Strategic Partners Ventures, Blockstream's largest investors?
Please. With all due respect, you CANNOT seriously expect anyone over the age of 30 to believe you.
A day later, Greg did finally re-appear with a non-specific and unconvincing response - of course, carefully avoiding using words such as "AXA" or "Bilderberg Group" (the owners of Blockstream, who pay his salary):
Huh? I've never heard from any of Blockstream's investors any comment or agenda or ... well, anything about the Bitcoin system.
[...]
The contrived conspiracy theory just falls flat on its face.
Well, I guess that settles that, right? Nothing to see here, just move along, everybody.
Seriously, there are a couple of major problems with Greg's anemic denial here:
  • We have no actual proof whether Gregory Maxwell is telling the truth or lying about this possible massive conflict of interest involving his paymasters from the AXA and the Bilderberg Group;
  • Even if he is narrowly telling the truth when he states that "I've never heard from any of Blockstream's investors any comment or agenda or ... well, anything about the bitcoin system" - this is not enough: because the people involved with the AXA and the Bilderberg Group would certainly be smart enough to avoid saying anything directly to Greg - in order to avoid having their "fingerprints" all over the strangling of Bitcoin's on-chain throughput capacity;
  • It is quite possible that the financial elite behind the Bilderberg Group decided to fund a guy like Greg simply because they realized that they could use him as a "useful idiot" - a mouthpiece who happens to advance their agenda of continuing to control the world's legacy financial systems, by strangling Bitcoin's on-chain throughput capacity.
  • Greg is certainly smart enough to understand the implications of the leader of the Bilderberg Group being one of the main owners of his company - and it is simply evasive and unprofessional of him to continually avoid addressing this potential massive conflict of interest head-on.
This could actually be the biggest conflict of interest in the financial world today:
The head of the Bilderberg Group pays the salary of Blockstream CTO Greg Maxwell, who has become the centralized leader of Bitcoin development, and the single person most to blame for strangling the Bitcoin network at artificially tiny 1 MB blocks - a size which he himself years ago admitted would be too small.
There is probably ultimately really nothing that Gregory Maxwell can merely say to convince people that he is not somehow being used by the financial elite behind the Bilderberg Group - especially now when Bitcoin is unnecessarily hitting an artificial 1 MB "blocksize limit" which, more than anyone else, Greg Maxwell is directly to blame for.
Summarizing, the simple facts are:
submitted by ydtm to btc [link] [comments]

Decred Journal — May 2018

Note: New Reddit look may not highlight links. See old look here. A copy is hosted on GitHub for better reading experience. Check it out, contains photo of the month! Also on Medium

Development

dcrd: Significant optimization in signature hash calculation, bloom filters support was removed, 2x faster startup thanks to in-memory full block index, multipeer work advancing, stronger protection against majority hashpower attacks. Additionally, code refactoring and cleanup, code and test infrastructure improvements.
In dcrd and dcrwallet developers have been experimenting with new modular dependency and versioning schemes using vgo. @orthomind is seeking feedback for his work on reproducible builds.
Decrediton: 1.2.1 bugfix release, work on SPV has started, chart additions are in progress. Further simplification of the staking process is in the pipeline (slack).
Politeia: new command line tool to interact with Politeia API, general development is ongoing. Help with testing will soon be welcome: this issue sets out a test plan, join #politeia to follow progress and participate in testing.
dcrdata: work ongoing on improved design, adding more charts and improving Insight API support.
Android: design work advancing.
Decred's own DNS seeder (dcrseeder) was released. It is written in Go and it properly supports service bit filtering, which will allow SPV nodes to find full nodes that support compact filters.
Ticket splitting service by @matheusd entered beta and demonstrated an 11-way split on mainnet. Help with testing is much appreciated, please join #ticket_splitting to participate in splits, but check this doc to learn about the risks. Reddit discussion here.
Trezor support is expected to land in their next firmware update.
Decred is now supported by Riemann, a toolbox from James Prestwich to construct transactions for many UTXO-based chains from human-readable strings.
Atomic swap with Ethereum on testnet was demonstrated at Blockspot Conference LATAM.
Two new faces were added to contributors page.
Dev activity stats for May: 238 active PRs, 195 master commits, 32,831 added and 22,280 deleted lines spread across 8 repositories. Contributions came from 4-10 developers per repository. (chart)

Network

Hashrate: rapid growth from ~4,000 TH/s at the beginning of the month to ~15,000 at the end with new all time high of 17,949. Interesting dynamic in hashrate distribution across mining pools: coinmine.pl share went down from 55% to 25% while F2Pool up from 2% to 44%. [Note: as of June 6, the hashrate continues to rise and has already passed 22,000 TH/s]
Staking: 30-day average ticket price is 91.3 DCR (+0.8), stake participation is 46.9% (+0.8%) with 3.68 million DCR locked (+0.15). Min price was 85.56. On May 11 ticket price surged to 96.99, staying elevated for longer than usual after such a pump. Locked DCR peaked at 47.17%. jet_user on reddit suggested that the DCR for these tickets likely came from a miner with significant hashrate.
Nodes: there are 226 public listening and 405 normal nodes per dcred.eu. Version distribution: 45% on v1.2.0 (up from 24% last month), 39% on v1.1.2, 15% on v1.1.0 and 1% running outdaded versions.

ASICs

Obelisk team posted an update. Current hashrate estimate of DCR1 is 1200 GH/s at 500 W and may still change. The chips came back at 40% the speed of the simulated results, it is still unknown why. Batch 1 units may get delayed 1-2 weeks past June 30. See discussions on decred and on siacoin.
@SiaBillionaire estimated that 7940 DCR1 units were sold in Batches 1-5, while Lynmar13 shared his projections of DCR1 profitability (reddit).
A new Chinese miner for pre-order was noticed by our Telegram group. Woodpecker WB2 specs 1.5 TH/s at 1200 W, costs 15,000 CNY (~2,340 USD) and the initial 150 units are expected to ship on Aug 15. (pow8.comtranslated)
Another new miner is iBelink DSM6T: 6 TH/s at 2100 W costing $6,300 (ibelink.co). Shipping starts from June 5. Some concerns and links were posted in these two threads.

Integrations

A new mining pool is available now: altpool.net. It uses PPLNS model and takes 1% fee.
Another infrastructure addition is tokensmart.io, a newly audited stake pool with 0.8% fee. There are a total of 14 stake pools now.
Exchange integrations:
OpenBazaar released an update that allows one to trade cryptocurrencies, including DCR.
@i2Rav from i2trading is now offering two sided OTC market liquidity on DCUSD in #trading channel.
Paytomat, payments solution for point of sale and e-commerce, integrated Decred. (missed in April issue)
CoinPayments, a payment processor supporting Decred, developed an integration with @Shopify that allows connected merchants to accept cryptocurrencies in exchange for goods.

Adoption

New merchants:
An update from VotoLegal:
michae2xl: Voto Legal: CEO Thiago Rondon of Appcívico, has already been contacted by 800 politicians and negotiations have started with four pre-candidates for the presidency (slack, source tweet)
Blockfolio rolled out Signal Beta with Decred in the list. Users who own or watch a coin will automatically receive updates pushed by project teams. Nice to see this Journal made it to the screenshot!
Placeholder Ventures announced that Decred is their first public investment. Their Investment Thesis is a clear and well researched overview of Decred. Among other great points it noted the less obvious benefit of not doing an ICO:
By choosing not to pre-sell coins to speculators, the financial rewards from Decred’s growth most favor those who work for the network.
Alex Evans, a cryptoeconomics researcher who recently joined Placeholder, posted his 13-page Decred Network Analysis.

Marketing

@Dustorf published March–April survey results (pdf). It analyzes 166 responses and has lots of interesting data. Just an example:
"I own DECRED because I saw a YouTube video with DECRED Jesus and after seeing it I was sold."
May targeted advertising report released. Reach @timhebel for full version.
PiedPiperCoin hired our advisors.
More creative promos by @jackliv3r: Contributing, Stake Now, The Splitting, Forbidden Exchange, Atomic Swaps.
Reminder: Stakey has his own Twitter account where he tweets about his antics and pours scorn on the holders of expired tickets.
"Autonomy" coin sculpture is available at sigmasixdesign.com.

Events

BitConf in Sao Paulo, Brazil. Jake Yocom-Piatt presented "Decentralized Central Banking". Note the mini stakey on one of the photos. (articletranslated, photos: 1 2 album)
Wicked Crypto Meetup in Warsaw, Poland. (video, photos: 1 2)
Decred Polska Meetup in Katowice, Poland. First known Decred Cake. (photos: 1 2)
Austin Hispanic Hackers Meetup in Austin, USA.
Consensus 2018 in New York, USA. See videos in the Media section. Select photos: booth, escort, crew, moon boots, giant stakey. Many other photos and mentions were posted on Twitter. One tweet summarized Decred pretty well:
One project that stands out at #Consensus2018 is @decredproject. Not annoying. Real tech. Humble team. #BUIDL is strong with them. (@PallerJohn)
Token Summit in New York, USA. @cburniske and @jmonegro from Placeholder talked "Governance and Cryptoeconomics" and spoke highly of Decred. (twitter coverage: 1 2, video, video (from 32 min))
Campus Party in Bahia, Brazil. João Ferreira aka @girino and Gabriel @Rhama were introducing Decred, talking about governance and teaching to perform atomic swaps. (photos)
Decred was introduced to the delegates from Shanghai's Caohejing Hi-Tech Park, organized by @ybfventures.
Second Decred meetup in Hangzhou, China. (photos)
Madison Blockchain in Madison, USA. "Lots of in-depth questions. The Q&A lasted longer than the presentation!". (photo)
Blockspot Conference Latam in Sao Paulo, Brazil. (photos: 1, 2)
Upcoming events:
There is a community initiative by @vj to organize information related to events in a repository. Jump in #event_planning channel to contribute.

Media

Decred scored B (top 3) in Weiss Ratings and A- (top 8) in Darpal Rating.
Chinese institute is developing another rating system for blockchains. First round included Decred (translated). Upon release Decred ranked 26. For context, Bitcoin ranked 13.
Articles:
Audios:
Videos:

Community Discussions

Community stats: Twitter 39,118 (+742), Reddit 8,167 (+277), Slack 5,658 (+160). Difference is between May 5 and May 31.
Reddit highlights: transparent up/down voting on Politeia, combining LN and atomic swaps, minimum viable superorganism, the controversial debate on Decred contractor model (people wondered about true motives behind the thread), tx size and fees discussion, hard moderation case, impact of ASICs on price, another "Why Decred?" thread with another excellent pitch by solar, fee analysis showing how ticket price algorithm change was controversial with ~100x cut in miner profits, impact of ticket splitting on ticket price, recommendations on promoting Decred, security against double spends and custom voting policies.
@R3VoLuT1OneR posted a preview of a proposal from his company for Decred to offer scholarships for students.
dcrtrader gained a couple of new moderators, weekly automatic threads were reconfigured to monthly and empty threads were removed. Currently most trading talk happens on #trading and some leaks to decred. A separate trading sub offers some advantages: unlimited trading talk, broad range of allowed topics, free speech and transparent moderation, in addition to standard reddit threaded discussion, permanent history and search.
Forum: potential social attacks on Decred.
Slack: the #governance channel created last month has seen many intelligent conversations on topics including: finite attention of decision makers, why stakeholders can make good decisions (opposed to a common narrative than only developers are capable of making good decisions), proposal funding and contractor pre-qualification, Cardano and Dash treasuries, quadratic voting, equality of outcome vs equality of opportunity, and much more.
One particularly important issue being discussed is the growing number of posts arguing that on-chain governance and coin voting is bad. Just a few examples from Twitter: Decred is solving an imagined problem (decent response by @jm_buirski), we convince ourselves that we need governance and ticket price algo vote was not controversial, on-chain governance hurts node operators and it is too early for it, it robs node operators of their role, crypto risks being captured by the wealthy, it is a huge threat to the whole public blockchain space, coin holders should not own the blockchain.
Some responses were posted here and here on Twitter, as well as this article by Noah Pierau.

Markets

The month of May has seen Decred earn some much deserved attention in the markets. DCR started the month around 0.009 BTC and finished around 0.0125 with interim high of 0.0165 on Bittrex. In USD terms it started around $81 and finished around $92, temporarily rising to $118. During a period in which most altcoins suffered, Decred has performed well; rising from rank #45 to #30 on Coinmarketcap.
The addition of a much awaited KRW pair on Upbit saw the price briefly double on some exchanges. This pair opens up direct DCR to fiat trading in one of the largest cryptocurrency markets in the world.
An update from @i2Rav:
We have begun trading DCR in large volume daily. The interest around DCR has really started to grow in terms of OTC quote requests. More and more customers are asking about trading it.
Like in previous month, Decred scores high by "% down from ATH" indicator being #2 on onchainfx as of June 6.

Relevant External

David Vorick (@taek) published lots of insights into the world of ASIC manufacturing (reddit). Bitmain replied.
Bitmain released an ASIC for Equihash (archived), an algorithm thought to be somewhat ASIC-resistant 2 years ago.
Three pure PoW coins were attacked this month, one attempting to be ASIC resistant. This shows the importance of Decred's PoS layer that exerts control over miners and allows Decred to welcome ASIC miners for more PoW security without sacrificing sovereignty to them.
Upbit was raided over suspected fraud and put under investigation. Following news reported no illicit activity was found and suggested and raid was premature and damaged trust in local exchanges.
Circle, the new owner of Poloniex, announced a USD-backed stablecoin and Bitmain partnership. The plan is to make USDC available as a primary market on Poloniex. More details in the FAQ.
Poloniex announced lower trading fees.
Bittrex plans to offer USD trading pairs.
@sumiflow made good progress on correcting Decred market cap on several sites:
speaking of market cap, I got it corrected on coingecko, cryptocompare, and worldcoinindex onchainfx, livecoinwatch, and cryptoindex.co said they would update it about a month ago but haven't yet I messaged coinlib.io today but haven't got a response yet coinmarketcap refused to correct it until they can verify certain funds have moved from dev wallets which is most likely forever unknowable (slack)

About This Issue

Some source links point to Slack messages. Although Slack hides history older than ~5 days, you can read individual messages if you paste the message link into chat with yourself. Digging the full conversation is hard but possible. The history of all channels bridged to Matrix is saved in Matrix. Therefore it is possible to dig history in Matrix if you know the timestamp of the first message. Slack links encode the timestamp: https://decred.slack.com/archives/C5H9Z63AA/p1525528370000062 => 1525528370 => 2018-05-05 13:52:50.
Most information from third parties is relayed directly from source after a minimal sanity check. The authors of Decred Journal have no ability to verify all claims. Please beware of scams and do your own research.
Your feedback is precious. You can post on GitHub, comment on Reddit or message us in #writers_room channel.
Credits (Slack names, alphabetical order): bee, Richard-Red, snr01 and solar.
submitted by jet_user to decred [link] [comments]

To Spend or Not to Spend

That is my biggest dilemma.

On one hand I know adaption is the most important thing for bitcoin, and the best way to do it is to slowly replacing my day to day expenses towards paying by bitcoin. On the other hand I feel like we are still in early stages of it so I feel like spending is wasting my coins (like paying for the pizza example that gets thrown to your face all the time).

Imho if that pizza was not purchased, if the following transactions didn't happen (even the ones in deep web, heck even dark web) bitcoin would not be what it is today, yet everyday we keep hearing HODL HODL HODL.

So I came with a compromise. I'm not sure if this would make much sense, so I would love to hear the community's opinions on how it fares with your way of living.

Let us, for the sake of simplicity, assume I am not buying bitcoin every month with my spare cash, and that whatever I have right now is what I ever will have. It is easy to scale the calculation up by ratio for further buying. Now, the idea is to only spend bitcoin over certain levels of appreciation, with a lower rate. For the example below I will assume I have 1 bitcoin, or 100,000,000 satoshis for divisibility. Now I will have 2 parameters:

  1. Appreciation trigger rate, ATR
  2. Sale ratio, SR
The idea is pretty simple, after every time bitcoin price (say by USD) hits the next ATR, I will give myself allowance to spend SR amount of it for day-to-day transactions. If bitcoin keeps rising I will keep spending, if bitcoin is stagnant I will be waiting for the day for the rise (unless it appreciates over the new purchases for the ATR rate, which we ignore for the time being). Let us put this into numbers for instance.

For bitcoin price of $3,200, ATR of 25%, SR of %6
- When bitcoin hits $4,000 I give myself 60M satoshi allowance (which is now worth $240) that absolutely should be spend to increase adoption
- Next trigger happens at $5,000 my allowance becomes 56.4M satoshi ($282 worth)
- $6,250 -> 53M s ($331) ... $37,250 -> 3M s ($1200) ~ here we already lost half of our bitcoin, but our total net worth in USD becomes $18Km which is about 6x of our initial investment.

This way we never run out of bitcoin even if we were to reach the moon. We don't necessarily buy Lambo with bitcoin either though. It becomes a very good investment and a tool to get away from fiat to some extent. In these imgur links (2, 3), are the charts to illustrate above example for 3 sets of ATSR for 1 bitcoin with $3200 at face value.

Now, if we are buying, say $500 worth of bitcoin (15.6M satoshi) every month, we simply create a new thread with same calculations for that as well.

Of course biggest weakness of this approach is that it heavily depends on bitcoin price rising. I.e. if bitcoin price stagnates we are simply not spending it and thus are not helping with adoption. For this issue I was thinking about simply having part of my monthly purchase to be immediately made available to my allowance. Say I still buy bitcoin with $500->15.6M satoshi, but make 3.9M satoshi immediately available for me to spend for bitcoin based transaction. Basically losing usd over conversion rates to help bitcoin.

What do you guys think? Is this an OK strategy or am I missing something major in my calculations?

Also for anyone who plans to make jokes about this going to $0, I am throwing money etc etc, please find another thread to do so, I am genuinely asking for opinion of people who takes bitcoin seriously here.
submitted by justinjustinian to Bitcoin [link] [comments]

OKCoin fraud and forgery: full timeline

TL;DR
The CEO of OKCoin forged a contract to get out of paying Roger Ver $10K/month to rent bitcoin.com - PGP signed emails and Adobe PDF signed documents prove the forgery.
Original documents: https://www.dropbox.com/sh/wgmz9ofhq8kymhs/AADOd0QGEL8RvnKoeCKtPBKna?dl=0
Cryptographic analysis: https://docs.google.com/a/wiz.biz/document/d/12kYEn24Ypi1UlkXjS4js049SqitmyZQyFu_eQcV8P48/edit?usp=sharing
Background
Conflict
Timeline
December 15, 2014
December 16, 2014
December 18, 2014
January 28, 2015
January 29, 2015
January 30, 2015
February 1, 2015
February 6, 2015
February 25, 2015
April 6, 2015
April 7, 2015
April 27, 2015
May 1, 2015
May 7, 2015
May 12, 2015
May 13, 2015
Jack makes various claims:
Star makes various claims:
May 14, 2015
May 15, 2015
May 21, 2015
https://docs.google.com/a/wiz.biz/document/d/12kYEn24Ypi1UlkXjS4js049SqitmyZQyFu_eQcV8P48/edit?usp=sharing
submitted by jmaurice to Bitcoin [link] [comments]

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